pythonlover
TF Select
So now most of the dominant credit card issuing banks / companies have implemented minimum spends criteria.
- ICICI has introduced significant minimum spends criteria till ICICI Sapphiro. Only Emeralde and above cards have no such criteria.
- HDFC has minimum spends criteria on cards below Regalia Gold, though DCP has low criteria of 15k spends per quarter.
- Lower variants of SBI cards (SimplyClick and SimplySave) and most demanded SBI card (CASHBACK) have no lounge access criteria. Lounge access starts with SBI Pulse and above cards which have at least Rs 1500 fees.
- AXIS has also introduced minimum spends criteria on most of the cards. Even normal Magnus has 50k spends criteria. Only Atlas is their relatively lower variant card with non-spend based lounge access.
- BOB has also introduced decent minimum spends criteria.
- Yes Bank has also introduced minimum spends criteria on all cards (ironically more spends required for cards with higher fees).
- IDFC too has introduced minimum spends criteria on all of their free cards.