why everyone obsessed with amex spend based offer when its Foreign based spend offer , I see we have fx charge on amex cards isn't? for example i got 5 lakh spend offer to get 13k taj voucher if i spend 5 lakh i have to pay fx fees and if its not real transaction 1-2% merchant + 3.5% international fx charge + currency exchange etc.
is it really worth?
is it really worth?