Will asking for MB+ conversation to LTF hurt chances of getting Millennia in the future? What's the criteria for conversion to LTF?

[joell]

I've had the HDFC MoneyBack Plus (Fee 500/50k waiver / pre-approved offer) for around 8 months at this point. I've spent around 2L on the card in 8 months. I recently got the Swiggy card Fyf and since it offers better cashback I've been spending a bit more on that. I want the HDFC Millennia in the future but I'm also considered converting MB+ to LTF. What should I do and how should I proceed?

 

[helloworld]

you already spent required amount for fee waiver on your mb+, can try next year meanwhile pursue to upgrade Millennia if you have limit >1L.

No point to convert to LTF this card, unless you plan to stick to it forever.