Will HDFC ask for income proof if you already have a preapproved credit card?

[joell]

I currently hold a Moneyback Plus and HDFC UPI card with HDFC (Total monthly spends avg 35k). Got it preapproved. I want to apply for Swiggy card. I'm a student and got those cards preapproved 8 months ago with 50k limit. increased to 56k recently. I did some freelance work in Sept and got around 22k. I haven't worked since then (full-time student since). I tried applying through HDFC, but their portal just says I recently applied (that was 5 months ago). I'm planning on applying through the Swiggy app as self-employed with 22k monthly income. Will this work?
I can substantially cut down on bills with that card. Any suggestions?

 

[kayser]

It will work

 

[aniketkr.sharma]

I currently hold a Moneyback Plus and HDFC UPI card with HDFC (Total monthly spends avg 35k). Got it preapproved. I want to apply for Swiggy card. I'm a student and got those cards preapproved 8 months ago with 50k limit. increased to 56k recently. I did some freelance work in Sept and got around 22k. I haven't worked since then (full-time student since). I tried applying through HDFC, but their portal just says I recently applied (that was 5 months ago). I'm planning on applying through the Swiggy app as self-employed with 22k monthly income. Will this work?
I can substantially cut down on bills with that card. Any suggestions?

They may ask as you don't have any credit history

 

[love4cards]

It should work, wishing you good luck too 🙂

 

[hitirfan]

Try from Swiggy app