Will my Amex application be rejected if I have many cards already?

[src223]

I have 8 credit cards. 7 unsecured, 1 secured. I read in the pinned post that there shouldn't be any query in the last 3 months. But my question is, does AMEX reject the application if they think 8-10 credit cards are already too many cards?

 

[vaibhavpp0707]

I have 8 credit cards. 7 unsecured, 1 secured. I read in the pinned post that there shouldn't be any query in the last 3 months. But my question is, does AMEX reject the application if they think 8-10 credit cards are already too many cards?

I have 17 credit cards all unsecured and today only I received approval mail for amex mrcc. so u can go ahead and apply.

 

[theglobalinvestor]

No. Depends largely on credit score. Bigger issues is pin code for most people.

 

[Indian]

I too reluctant while apply, but @BestBanker helped me to get the Amex card! Even though having 16 cards.

 

[anirban.choudhuryanirban.choudhury is verified member.]

I have 8 credit cards. 7 unsecured, 1 secured. I read in the pinned post that there shouldn't be any query in the last 3 months. But my question is, does AMEX reject the application if they think 8-10 credit cards are already too many cards?

Before applying for Amex I had 21 cards , and 6 enquiries in last 90 days , still got my gold charge card

 

[amit]

I have 8 credit cards. 7 unsecured, 1 secured. I read in the pinned post that there shouldn't be any query in the last 3 months. But my question is, does AMEX reject the application if they think 8-10 credit cards are already too many cards?

I got my first amex when I was holding 8 other cards.

 

[src223]

I have 17 credit cards all unsecured and today only I received approval mail for amex mrcc. so u can go ahead and apply.

Great!

No. Depends largely on credit score. Bigger issues is pin code for most people.

Pin code isn't a problem for me, I am in Bangalore.

I too reluctant while apply, but @BestBanker helped me to get the Amex card! Even though having 16 cards.

Yes he has sent me a message. Lets see.

 

[Pramtesh]

I have 17 credit cards all unsecured and today only I received approval mail for amex mrcc. so u can go ahead and apply.

Last month my amex was approved without income docs. It was my 18th card

 

[BestBankerBestBanker is verified member.]

What's the use of having these many cards 🙄

 

[Digvijay]

I have 8 credit cards. 7 unsecured, 1 secured. I read in the pinned post that there shouldn't be any query in the last 3 months. But my question is, does AMEX reject the application if they think 8-10 credit cards are already too many cards?

Not based on number of credit cards but may check for number of inquiries in recent times.

 

[sv004]

I have 17 credit cards all unsecured and today only I received approval mail for amex mrcc. so u can go ahead and apply.

How did u apply for amex mrcc? Do they accept address from all over India or only selected cities?

 

[Pramtesh]

How did u apply for amex mrcc? Do they accept address from all over India or only selected cities?

There are few more cities added.

 

[Digvijay]

How did u apply for amex mrcc? Do they accept address from all over India or only selected cities?

Selected cities https://www.technofino.in/community...can-express-credit-card-sourcing-cities.3649/

 

[Pramtesh]

What's the use of having these many cards 🙄

Many banks card. We can get offers from multiple bank. There is no harm in keeping LTF

 

[BestBankerBestBanker is verified member.]

No it wont get rejected.

 

[BestBankerBestBanker is verified member.]

How did u apply for amex mrcc? Do they accept address from all over India or only selected cities?

Updated list of American express credit card sourcing Cities.

Existing Sourcing cities : Ahmedabad, Bangalore, Bhopal, Bhubaneswar, Chandigarh, Chennai, Coimbatore, Delhi, Ernakulam Hyderabad, Indore, Jaipur, Kolkata, Mumbai, Pune, Surat, Vadodara, Vijayawada, Vizag New Cities : Ludhiana, Lucknow, Nagpur, Nashik, Trivandrum, Mysore Share your pin code if...

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