Will there be any CIBIL hit from IndiaLends?

[Sdr]

On December, I got a pre-qualified offer from IndiaLends, due to my financial illiteracy, I applied through their portal without reading and understanding their T&Cs.

Now my concern is that if the inquiry done by IndiaLends is going to be reflected on my CIBIL, also if they can make any further inquiry as I have given my concent.. If yes, how can I revoke my consent given to them?

 

[SplendorSuperman]

Actually they can make enquiry as you have given explicit consent and will reflect in CIBIL .
You can Mail them and ask for revoking the consent.

 

[Sdr]

Actually they can make enquiry as you have given explicit consent and will reflect in CIBIL .
You can Mail them and ask for revoking the consent.

I mailed them yesterday, today they called me. The executive told me that the enquiry done by them earlier might hit my cibil, other than this they can't make any enquiries without my concent.

 

[arun4455]

Other than this, they can make soft enquiry which will not reflect on your CIBIL. But they will use these enquiries to provide you customized offer.

 

[CardGame]

I mailed them yesterday, today they called me. The executive told me that the enquiry done by them earlier might hit my cibil, other than this they can't make any enquiries without my concent.

Yeah, u gave consent only for 1 hard hit they won't do anymore unless they also behave like Bajaj 😅

 

[Sdr]

Yeah, u gave consent only for 1 hard hit they won't do anymore unless they also behave like Bajaj 😅

Update: I just checked my CIBIL, they didn't made any hard enquiry...

 

[Sdr]

Other than this, they can make soft enquiry which will not reflect on your CIBIL. But they will use these enquiries to provide you customized offer.

Update: I just checked my CIBIL, they didn't made any hard enquiry...

 

[SplendorSuperman]

Update: I just checked my CIBIL, they didn't made any hard enquiry...

Nice! Do keep an eye on your report for enquiries by them .