Will there be any problem with "not reported" mark by bank

[s1t2y3a3m6]

Does anyone have any knowledge about " not reported" (XXX) mark for a particular month by the bank ? Normal shows "000" for cleared due.

I had clear all of my dues within due time, never missed any cards payment.

Facing this issue from SBI and ICICI, ICICI corrected same after raising with CC but very difficult dealing with SBI. It's really a headache.

Did anyone facing same issue?

 

[helloworld]

If you do not spend that month and your statement not generated, then banks won't report and CIBIL mark as 'XXX'.

Note: In idea world, XXX = STD, So unless these two we do not have to worry.

 

[s1t2y3a3m6]

If you do not spend that month and your statement not generated, then banks won't report and CIBIL mark as 'XXX'.

Note: In idea world, XXX = STD, So unless these two we do not have to worry.

Bill was generated on respective month and I cleared before due date.

 

[helloworld]

Bill was generated on respective month and I cleared before due date.

then have to deal with bank. they should report as '0' in that case.

note: ICICI has multiple accounts (1-core, 1-cobrand, 1-amzn), so if only spend on core card, it report on amzn account as XXX and core account '0'. But, if all good and that account should show '0', drop a mail to them.

It doesn't matter when you pay due, as long as you spend in that month then it should be '0'. But honestly, I never had this issue so drop a mail.

 

[Shubham Yadav]

Does anyone have any knowledge about " not reported" (XXX) mark for a particular month by the bank ? Normal shows "000" for cleared due.

I had clear all of my dues within due time, never missed any cards payment.

Facing this issue from SBI and ICICI, ICICI corrected same after raising with CC but very difficult dealing with SBI. It's really a headache.

Did anyone facing same issue?
View attachment 50556

Nothing need to worry

Its is zero impact over CIBIL

SBI has a habbit to do this every once in a financial year

 

[hema220]

Absolutely no issue