WOW card question

[soccer]

Hi,

Is there any way to obtain this card without using your Aadhaar? (assuming you have other other OVD's for KYC purposes and don't have any previous relationship with the bank)

 

[Anupama_Jha]

Aadhar mandatory anyway

 

[EternallyHopeful]

I don't think so. Nowadays no new banking relationship can be established without Aadhar.

 

[soccer]

Disappointing, I thought the process should be simple- go the branch with offline KYC, obtain FD, and they initiate the card process against that FD.

Instead, IDFC seem to be stuck with a bizarrely rigid system that oddly doesn't want to do business, even for a secured credit card.

Is there a way to start the process online with Aadhaar (only put number and OTP but no VKYC), and finish it offline with other OVD? And can you have a different mobile number registered with the bank (diff from Aadhaar) (I don't think so given this bank's rigidity, but just asking)

 

[Anupama_Jha]

Disappointing, I thought the process should be simple- go the branch with offline KYC, obtain FD, and they initiate the card process against that FD.

Instead, IDFC seem to be stuck with a bizarrely rigid system that oddly doesn't want to do business, even for a secured credit card.

Is there a way to start the process online with Aadhaar (only put number and OTP but no VKYC), and finish it offline with other OVD? And can you have a different mobile number registered with the bank (diff from Aadhaar) (I don't think so given this bank's rigidity, but just asking)

U can freely use non-aadhar registered number, but v-kyc is mandatory for online.