Yes Bank Elite+ LTF

[Ra.One]

Anybody looking for a card from Yes Bank (just for site/sale offers), the Elite+ is being offered LTF (I think since the past couple of weeks).
About the card- Reward rate is 👎🏾, even after the 3X/5X plans. Spend based domestic lounge access.
Three international lounge access/year in an LTF card for sale specific offer is the only thing going for this card.
I had been in a dilemma if to opt for the Marquee( via the Grandeur a/c route) or not, but couldnt justify the hassle for a card which I wouldnt be using over my Atlas/Amex trifecta. Just randomly checked for an offer and Elite+ was offered LTF. Applied and received yesterday.

 

[Ram1]

My cibil is more than 800.

Will cibil enquiries affect drastically?

Yes 3 4 enquiries in a month effects somewhat

 

[ontherocks]

Will try with less than 50k.

You won't be able to apply immediately with the same PAN as it will show existing application.

 

[fradela]

You won't be able to apply immediately with the same PAN as it will show existing application.

When should I apply? After one week or One month?

 

[Ram1]

When should I apply? After one week or One month?

Try offline route

 

[subhajyoti_ghosh]

Yesbank nicely played.
I took ace paid but after 1 year, i placed closure request, they called and upgraded to elite plus ltf

Bhai, can you elaborate this ? I mean, after placing closure they upgraded Elite Plus LTF on same call . Or later they called you ?
I have an elite+ paid card. How can I convert it LTF ? Kindly help me bro .

 

[Ram1]

Bhai, can you elaborate this ? I mean, after placing closure they upgraded Elite Plus LTF on same call . Or later they called you ?
I have an elite+ paid card. How can I convert it LTF ? Kindly help me bro .

Its all luck based. I placed closure request on app. They called.

They might not call and close card directly also. If u r ready to take risk, go ahead

 

[subhajyoti_ghosh]

Its all luck based. I placed closure request on app. They called.

They might not call and close card directly also. If u r ready to take risk, go ahead

Ok bro, thanks for the information 😊
One more thing, what's was usage patterns on that card on that particular year ? Matlab spending kitna hua tha .

 

[Ram1]

Ok bro, thanks for the information 😊
One more thing, what's was usage patterns on that card on that particular year ? Matlab spending kitna hua tha .

Around 2lakhs i think