Yes, Credit line is better than Credit card. your views ?

[Mahirathore360]

I have experienced that many merchant don't accept credit card payment but they accept credit line so credit line is better. Whats your story, have you made payment from Credit line where credit card was not accepted ?

 

[vaibhav111vaibhav111 is verified member.]

I have experienced that many merchant don't accept credit card payment but they accept credit line so credit line is better. Whats your story, have you made payment from Credit line where credit card was not accepted ?

credit line? hmmm if cc not accepted then pay by cash, this credit line isn't called loan? need a example cause it seem vague from my point of view what are you looking for?

 

[akshayhs]

You cannot begin your question with an answer. Also, the decision has to be made collectively through answers from the forum members and not yourself, since you have posed a question on the forum.

 

[ijasdeep]

A credit line means you can borrow money as needed and pay it back with interest — you only pay for what you use.
A credit card also lets you borrow, but you earn rewards or points, and you pay interest only if you don’t clear the full amount on time.
Simply, I don't think so credit line is better.

 

[hender]

A credit line means you can borrow money as needed and pay it back with interest — you only pay for what you use.
A credit card also lets you borrow, but you earn rewards or points, and you pay interest only if you don’t clear the full amount on time.
Simply, I don't think so credit line is better.

I have experienced that many merchant don't accept credit card payment but they accept credit line so credit line is better. Whats your story, have you made payment from Credit line where credit card was not accepted ?

+ the associated charges with CL vs many of the CC are LTF.

 

[Mahirathore360]

A credit line means you can borrow money as needed and pay it back with interest — you only pay for what you use.
A credit card also lets you borrow, but you earn rewards or points, and you pay interest only if you don’t clear the full amount on time.
Simply, I don't think so credit line is better.

credit line is as free as credit card they don't charge interest till 35 days , e.g. navi trezo

 

[Mahirathore360]

credit line? hmmm if cc not accepted then pay by cash, this credit line isn't called loan? need a example cause it seem vague from my point of view what are you looking for?

its just like credit card + it allows you to pay even where merchants don't accept credit cards

 

[Mahirathore360]

You cannot begin your question with an answer. Also, the decision has to be made collectively through answers from the forum members and not yourself, since you have posed a question on the forum.

i wish you had eyes to read it fully , indeed i have asked the question along with my opinion

 

[Mahirathore360]

+ the associated charges with CL vs many of the CC are LTF.

use Navi trezo there are no charges

 

[hender]

use Navi trezo there are no charges

Are you using IT !!!
If yes, Can you share TnC of Financial Charges from the statement.

 

[msankadi]

rewards are better than any credit line or credit card

choose whichever gives best rewards and Paiiiiiiiiiisa