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Yes Reserv | Got to get max benefit from this card

Heyyy

TF Buzz
I have a Yes Reserv with 1L limit. i got it couple of months back as FYF.

I doubt if this card is worth anything without its reward point subscription plans. I am not a high spender, and estimate my total annual spend on credit cards ~4.5L for this year. Have other cards in hand - SC Ultimate, Amex Plat Travel and BOB Eterna among chargeable ones.

Help me decide if I should retain this card. Also, how to leverage max out of this card if I retain it.

And the best credit card from Yes bank with minimum annual fee to which I can downgrade to.
 
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