RuPay Select Debit Card Portfolio

[hender]

I believe RSDC is excluded for FYF.

We process all loans on a separate other than CBS. Can't give anymore information regarding how it works besides this.

Point was not to LEAK anything, it was -
What do you guide a customer need to do/formalities - in case applying via Branch or Online directly on site or through NB/MB
Both secured and unsecured !
We online here, like spoon 🥄 feeding 😁 rather going to branch and ask.

 

[gogetassj4]

Point was not to LEAK anything, it was -
What do you guide a customer need to do/formalities - in case applying via Branch or Online directly on site or through NB/MB
Both secured and unsecured !
We online here, like spoon 🥄 feeding 😁 rather going to branch and ask.

Basically if you visit branch you have to fill up the CC form, fill up a doc called CBD-23, create FD (or mention any existing FD) and the branch will process it in the platform as soon as possible since it's under branch delegation.

For unsecured it gets tricky since you have to provide last 3 months salary slips and/or latest ITR (for self employed) and bank statements in addition to the above documents. There are few calculations done mainly based on your income and your existing loans (fetched from CIBIL). Also lots of internal checks done based on various parameters. Depending on the credit limit, the sanction delegation will either lie with the branch or go to zonal office which will take considerable time.

 

[hender]

Basically if you visit branch you have to fill up the CC form, fill up a doc called CBD-23, create FD (or mention any existing FD) and the branch will process it in the platform as soon as possible since it's under branch delegation.

For unsecured it gets tricky since you have to provide last 3 months salary slips and/or latest ITR (for self employed) and bank statements in addition to the above documents. There are few calculations done mainly based on your income and your existing loans (fetched from CIBIL). Also lots of internal checks done based on various parameters. Depending on the credit limit, the sanction delegation will either lie with the branch or go to zonal office which will take considerable time.

You are really a wonderful BANKER 🥰 (Person), not because answering but the enthusiasm in service /helping✅💯🎉👍

 

[La pasión]

I

Basically if you visit branch you have to fill up the CC form, fill up a doc called CBD-23, create FD (or mention any existing FD) and the branch will process it in the platform as soon as possible since it's under branch delegation.

For unsecured it gets tricky since you have to provide last 3 months salary slips and/or latest ITR (for self employed) and bank statements in addition to the above documents. There are few calculations done mainly based on your income and your existing loans (fetched from CIBIL). Also lots of internal checks done based on various parameters. Depending on the credit limit, the sanction delegation will either lie with the branch or go to zonal office which will take considerable time.

I will visit Kolkata's BOI branch please share your branch code 🤣🤣🤣

 

[hender]

I
I will visit Kolkata's BOI branch please share your branch code 🤣🤣🤣

Aise kaise, miyan, Wo angrejo ke Jamane ke nai hai...😉

 

[Sanskar]

Basically if you visit branch you have to fill up the CC form, fill up a doc called CBD-23, create FD (or mention any existing FD) and the branch will process it in the platform as soon as possible since it's under branch delegation.

For unsecured it gets tricky since you have to provide last 3 months salary slips and/or latest ITR (for self employed) and bank statements in addition to the above documents. There are few calculations done mainly based on your income and your existing loans (fetched from CIBIL). Also lots of internal checks done based on various parameters. Depending on the credit limit, the sanction delegation will either lie with the branch or go to zonal office which will take considerable time.

Have you tried today for senior citizen?

 

[gogetassj4]

Have you tried today for senior citizen?

Yes I did apply the card and it was issued but accounts are charged in batches so we will have to wait and see if the AMC is deducted.

 

[Sanskar]

Yes I did apply the card and it was issued but accounts are charged in batches so we will have to wait and see if the AMC is deducted.

Like how much time we have to wait?

 

[gogetassj4]

Like how much time we have to wait?

I guess atleast 2 batches of AMC charges run at HO level so atleast a month.

 

[hender]

I have family members retired from UCO and Canara.

Do Uco NB/MB can run/reset smoothly without DC ?

 

[SJM]

Do Uco NB/MB can run/reset smoothly without DC ?

Can't say for sure. We have DC.

 

[hender]

Can't say for sure. We have DC.

They have platinum + starting only 354, A/C can run without Chq book at 500 mab. Any VDC option or low cost model ?

 

[SJM]

They have platinum + starting only 354, A/C can run without Chq book at 500 mab. Any VDC option or low cost model ?

I really don't know much. I don't have account in UCO, never visited any branch either 🙁

I just know they charge for RSDC from ex-staff as well 🙁

 

[2025]

They have platinum + starting only 354, A/C can run without Chq book at 500 mab. Any VDC option or low cost model ?

answered all ur queries in my profile post.

 

[ankit ojha]

I am using Canara bank aspire savings account , what is the procedure to apply rupay select dc ?

 

[Zidan]

I am using Canara bank aspire savings account , what is the procedure to apply rupay select dc ?

Just apply from Canara a1 app, in the "apply new debit card" Option

 

[Zidan]

I am using Canara bank aspire savings account , what is the procedure to apply rupay select dc ?

Most likely you won't get tracking id, but you will get sms regarding it (time to time) so don't panic, once you apply you will get the card, might take little time but it depends on your location

 

[ankit ojha]

Ok , first year free hai na?…. Btw currently the gave me rupay platinum with no AMC , but platinum has no benefits currently ! So , I think it will be a good decision to switch my card to rupay select .

 

[Zidan]

Ok , first year free hai na?…. Btw currently the gave me rupay platinum with no AMC , but platinum has no benefits currently ! So , I think it will be a good decision to switch my card to rupay select .

You can keep both, platinum is LTF (till you turn 28) and yeah Rupay select is first year free .
Canara millennial platinum still has benefits you get 1 year swiggy lite, 1 year gaana plus subscription, flat 250 off on 2 tickets (not bogo) on bookmyshow every month.
If still useless for you, you may give it to me🤣

 

[ankit ojha]

You can keep both, platinum is LTF (till you turn 28) and yeah Rupay select is first year free .
Canara millennial platinum still has benefits you get 1 year swiggy lite, 1 year gaana plus subscription, flat 250 off on 2 tickets (not bogo) on bookmyshow every month.
If still useless for you, you may give it to me🤣

I didn’t know about other benefits