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RuPay Select Debit Card Portfolio

@gogetassj4 how to apply for rsdc after opening the account.

Also 2nd holder will also be eligible for ltf card?
Apply in branch after filling up a 30 seconds form. If a senior citizen is applying, make sure the customer is physically there the first time during application.
Joint holders are NOT eligible. Only primary holder is.

Also like I said I haven't tested the LTFness of RSDC yet on senior citizen. It was just mentioned in the policy.
 
Do you have any other DC besides the classic one? If not, please hotlist the card using the app and apply a platinum DC (300+GST = 354 AMC) card from branch. Both platinum variants have 50k ATM withdrawal and 1L (POS+Ecom) limit.

Like I said before, the only time we apply the classic card is when the customer doesn't have PAN in his/her CIF.
No other DC- BOI.
Paid 295 AMC in Feb, for the Card expired in DEC 24, Got NCMC card in March, after so much of struggle.
Now if I do, ☝️, what would be the cost matrix ...for
Blocking/Replacement/ Re Issue/AMC or any other charges...
Can Non Home branch issue Non Personalized Plat DC ?
 
No other DC- BOI.
Paid 295 AMC in Feb, for the Card expired in DEC 24, Got NCMC card in March, after so much of struggle.
Now if I do, ☝️, what would be the cost matrix ...for
Blocking/Replacement/ Re Issue/AMC or any other charges...
Can Non Home branch issue Non Personalized Plat DC ?
Nope. Only non-personalized DC is the classic NCMC one. Rest are all personalized and must be applied via branch. Yes, AMC will be charged separately unfortunately. So keep it until November, then hotlist and apply plat DC if you aren't in a hurry.
 
Nope. Only non-personalized DC is the classic NCMC one. Rest are all personalized and must be applied via branch. Yes, AMC will be charged separately unfortunately. So keep it until November, then hotlist and apply plat DC if you aren't in a hurry.
Do you suggest any solution to increase ATM Limit in Current Card ?
If reaching to IB/MB Team or Tech/Product Team ?
BOI is pioneer in many things and one level up.
Thanks again👍
 
That's the point, it can be sorted out, just to connect with the right people/team.
(Without Spending much of Cost/Resources in replacement),
I raised the concern, may be someone take it to the right person to resolve.
The simplest solution is forget cash...I hardly withdraw 10K a month...rest all UPI/CC payments.
 
@gogetassj4 Hi, just had a quick question—when do banks usually charge annual maintenance fees for debit cards? Is it based on the card issue date, or is there a fixed time for everyone?
I can't speak for other banks or their system but from what I've noticed in our bank is that the AMC fees are run in batches at HO level. In some banks, they deduct the AMC on the issuance day every year, so I guess it varies from bank to bank.
 
Credit card ka kya seen h boi mai. Approval branch sai hota h ?
Since there is no separate department for CCs (like SBIcard for SBI, BOBfinancial for BoB) getting unsecured card like Rupay Select is very difficult. Most branches take the easy route of issuing CC against TDR and it's usually by older branch managers. Rupay select is the only CC worth taking IMHO.
 
Since there is no separate department for CCs (like SBIcard for SBI, BOBfinancial for BoB) getting unsecured card like Rupay Select is very difficult. Most branches take the easy route of issuing CC against TDR and it's usually by older branch managers. Rupay select is the only CC worth taking IMHO.
That's the front end, how things happens at back End !!
What's the process CC against TDR, both at branch level and online??
 
@gogetassj4 ,

Can we get RuPay Select Debit for Normal (AQB is NIL) NARI SHAKTI SAVINGS ACCOUNT? FYF. Correct?​

I believe RSDC is excluded for FYF.
That's the front end, how things happens at back End !!
What's the process CC against TDR, both at branch level and online??
We process all loans on a separate platform other than CBS. Can't give anymore information regarding how it works besides this.
 
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