BOB super savings account vs BOB professional savings account

[sambit87]

Hi All.
Working in private sector and planning to open a BOB savings account with strong Debit card.
Please suggest between super savings account and BOB professional savings account

 

[nik007rock]

+1 looking for same

 

[Karvanna]

Baroda Super Savings 20K MAB
Visa Signature Debit Card For Airport Transfer U Can Select Or Rupay Select

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Baroda professional account will get you rupay select FYF. I would suggest to get it!!

 

[APT]

no LTF ??

 

[Itachi_UchihaItachi_Uchiha is verified member.]

no LTF ??

No LTF but you can try to talk to the BM if he has any powers to do so

 

[krishg]

One thing to note, Professional account does not allow apply physical debit card online. You need to do that via branch. While Super savings account allow online apply.

 

[Gau₹av]

Super Savings a/c: 20K MAB, anyone can open
Professional Savings a/c: 25 MAB Only those who completed higher education with a professional degree

BOB Advantage Savings a/c: Can apply DC online and have multiple different debit cards - virtual, physical, RuPay, Visa
Super savings a/c: Can apply DC online, RuPay Select or virtual Visa/RuPay
Professional savings a/c: Branch visit for having a professional degree 😛
Masterstroke account: Only 1 Visa Infinite DC allowed which does not even work on BookMyShow Visa Infinite offer, also cannot apply DC online, branch visit required for every task for having 10L in savings 😛😛

This is BOB for you

 

[virat#889]

Super Savings a/c: 20K MAB, anyone can open
Professional Savings a/c: 25 MAB Only those who completed higher education with a professional degree

BOB Advantage Savings a/c: Can apply DC online and have multiple different debit cards - virtual, physical, RuPay, Visa
Super savings a/c: Can apply DC online, RuPay Select or virtual Visa/RuPay
Professional savings a/c: Branch visit for having a professional degree 😛
Masterstroke account: Only 1 Visa Infinite DC allowed which does not even work on BookMyShow Visa Infinite offer, also cannot apply DC online, branch visit required for every task for having 10L in savings 😛😛

This is BOB for you

Hi
Will autosweep be turned on by default in Super savings account in Bob?

 

[6ix9ine]

Hi
Will autosweep be turned on by default in Super savings account in Bob?

yes, it's a product feature.

 

[virat#889]

yes, it's a product feature.

any idea how to turn it off?

 

[6ix9ine]

any idea how to turn it off?

Visit branch .

 

[ashwinikumar900]

So, I got a question, I have a super saving account. MAB is, I think, 20K, but because of auto sweep, most of the time the bank fixes the excess amount (above 10K) into a flexible FD. My point is whether those flexible FDs (AUTO SWEEP) are considered for calculating MAB or not? Because if not, then I have to contact the bank to close those auto sweep FDs.

 

[6ix9ine]

So, I got a question, I have a super saving account. MAB is, I think, 20K, but because of auto sweep, most of the time the bank fixes the excess amount (above 10K) into a flexible FD. My point is whether those flexible FDs (AUTO SWEEP) are considered for calculating MAB or not? Because if not, then I have to contact the bank to close those auto sweep FDs.

Yes, same happens with my account too. Honestly, I hate it, the entire statement is filled with sweep-ins and sweep-outs. The best option is to disable it, but that can only be done at the branch.

As for your query, just maintaining a balance of ₹20K. You are fine.

 

[ashwinikumar900]

Yes, same happens with my account too. Honestly, I hate it, the entire statement is filled with sweep-ins and sweep-outs. The best option is to disable it, but that can only be done at the branch.

As for your query, just maintaining a balance of ₹20K. You are fine.

I am maintaining the balance, but like I said, the thing is they sweep out anything above 10K, so in this case, the bank will consider those sweep amounts in MAB, right?

 

[6ix9ine]

I am maintaining the balance, but like I said, the thing is they sweep out anything above 10K, so in this case, the bank will consider those sweep amounts in MAB, right?

C o r r e c t

 

[Bhauka23]

C o r r e c t

Yesterday I converted BOB ADVANTAGE into Super savings and applied for Rupay Select DC today..

Will it be 1st yr free??

 

[6ix9ine]

Yesterday I converted BOB ADVANTAGE into Super savings and applied for Rupay Select DC today..

Will it be 1st yr free??

Y E S