My CC portfolio - Lounge access

[msd07]

After coming into TF, I was on credit card gathering spree mainly for lounge access. After I got many cards in the last 1 year, all cards were devalued and spending limits increased.

All these cards are LTF except Airtel Axis card.
Attached data is only for Domestic Lounges.

Card Name	Type	Lounge Benefit	Per M/Q/Y	Spend limits
HDFC Regalia Gold	Credit	12	Per Year	None
HDFC Tata Neu Infinity	Credit	2	Per Quarter	None
ICICI Sapphiro Dual MC/Amex	Credit	4	Per Quarter	Spend 75,000 in previous quarter
AU Xcite Ultra	Credit	2	Per Quarter	Spend 20,000 in previous quarter
Axis Airtel MC	Credit	4	Per Year	Spend 50,000 in previous quarter
Axis Indian Oil Premium (From Citi)	Credit	2	Per Quarter	None
IDFC Wealth	Credit	2	Per Quarter	Spend 20,000 in previous month to eligible for current month
BOB Premier	Credit	1	Per Quarter	Spend 20,000 in previous quarter
Federal Scapia	Credit	Unlimited		Spend 10,000 every month
HDFC Preferred	Debit	2	Per Quarter	Spend 5000 or more in previous calendar quarter.
ICICI Wealth Management Visa Platinum	Debit	2	Per Quarter	None
ICICI Wealth Management MC	Debit	2	Per Quarter	None

 

[Quantum]

For Sapphiro:

Spend Rs 75,000 in the preceding calendar quarter to unlock complimentary access for the subsequent calendar quarter.

To know more about the criteria, refer:

Credit Card Faqs - Frequently Asked Credit Card Questions - ICICI Bank Answers

Frequently Asked Credit Card Questions - Find relevant answers to all your credit card queries such as credit limit, rewards, offers, eligibility and much more at ICICI Bank Answers.

www.icicibank.com

For ICICI Wealth Management DCs: No spend limit.

Maximum 2 free access per Quarter per Card at the participating Airport lounges.

To know more, refer:

https://www.icicibank.com/content/dam/icicibank/managed-assets/docs/personal/cards/debit-cards/Lounge_Access_list_World.pdf

IndianOil Axis Bank Premium (From Citi) should not have a spend criteria. Citi migrated DC/CC currently don't have any spend criteria in Axis.

 

[msd07]

For Sapphiro:

To know more about the criteria, refer:


For ICICI Wealth Management DCs: No spend limit.

To know more, refer:


IndianOil Axis Bank Premium (From Citi) should not have a spend criteria. Citi migrated DC/CC currently don't have any spend criteria in Axis.

Thanks very much brother...
Good to know at least ICICI debit cards dont have huge spending limits...

 

[msd07]

Added all the Dreamfolks eligible cards into that Site...
I see Axis Airtel as 0 as no spend limit met...
BOB also shows as 0 as no spend limit met..
ICICI Sapphiro also shows as 0 as no spend limit met

 

[msd07]

 

[ritziveer]

Is there any extensive list anywhere else?

 

[Anindya98]

View attachment 85606

ICICI WM No Spends required

 

[shashankverma]

After coming into TF, I was on credit card gathering spree mainly for lounge access. After I got many cards in the last 1 year, all cards were devalued and spending limits increased.
There is some confusion on ICICI cards regarding spending limit. No proper information even in the ICICI site. Can u please help to get the data for ICICI cards.

All these cards are LTF except Airtel Axis card.
Attached data is only for Domestic Lounges.View attachment 84737

Icici Wealth debit card and Axis IndianOil Premium credit card has lounge access without any spend criteria. Rest everything is waste.
Both these cards can be added to Dreamfolk web to verify.

 

[Anindya98]

Icici Wealth debit card

I am unable to add them in the DF Website
I hold both of them.

 

[ritziveer]

Can anyone explain to me the difference between Dreamfolks and Priority Pass.

 

[_deb_]

ChatGPT is the best suited to answer this question 😃

here’s a clear breakdown of the difference between Dreamfolks and Priority Pass:

Feature​	Dreamfolks​	Priority Pass​
Type	Aggregator & Service Provider	Lounge Access Membership Program
Origin	Indian company	UK-based global company (part of Collinson Group)
Primary Focus	Airport services (lounges, spa, meet & greet, F&B)	Airport lounge access
Network Size	Partners with 1400+ lounges worldwide (via alliances like Priority Pass, DragonPass, Plaza Premium)	1500+ lounges globally (direct network)
Membership Model	Mostly linked to Indian credit/debit cards and corporate plans	Direct subscriptions or via premium credit cards
Services Beyond Lounges	Yes — spa, airport transfers, meet & assist, dining offers	Primarily lounges, some dining (through PP Select)
Typical Users	Indian travelers using credit/debit cards with Dreamfolks privileges	Frequent international travelers, premium cardholders

Summary:

• Dreamfolks is like a one-stop aggregator that ties together services — including lounge access — which it often sources from networks like Priority Pass, DragonPass, and direct partnerships.
• 
  
• Priority Pass is specifically a lounge access network, with direct relationships with lounges worldwide, and is used globally.

If you’re using a credit card in India, it’s common for lounge access to show as “Dreamfolks” on your card, even though the lounge itself might be part of Priority Pass or another network.