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Best CC for my mobile purchase

Sagar

TF Select
VIP Lounge
Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:


  • Axis: Ace, Flipkart, Select, Cashback, Rewards
  • American Express: MRCC
  • HDFC: Diners Club Black (DCB), Swiggy
  • ICICI: Sapphiro
  • Federal Bank: Celesta
  • Standard Chartered: Platinum Rewards
  • IDFC: Select
Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar
 
Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:


  • Axis: Ace, Flipkart, Select, Cashback, Rewards
  • American Express: MRCC
  • HDFC: Diners Club Black (DCB), Swiggy
  • ICICI: Sapphiro
  • Federal Bank: Celesta
  • Standard Chartered: Platinum Rewards
  • IDFC: Select
Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar
Payment to ek hi card se hoga 2-3 card kaise suggest kare .
 
Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:


  • Axis: Ace, Flipkart, Select, Cashback, Rewards
  • American Express: MRCC
  • HDFC: Diners Club Black (DCB), Swiggy
  • ICICI: Sapphiro
  • Federal Bank: Celesta
  • Standard Chartered: Platinum Rewards
  • IDFC: Select
Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar
Croma . .
 

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Hello everyone,

I'm planning to purchase the Samsung S25 Ultra (512GB variant) today. Both Croma and Reliance Digital are offering the device at ₹1,20,000, along with a complimentary 45W charger.

I’m considering either a full swipe or an EMI option for the payment. I hold the following credit cards:


  • Axis: Ace, Flipkart, Select, Cashback, Rewards
  • American Express: MRCC
  • HDFC: Diners Club Black (DCB), Swiggy
  • ICICI: Sapphiro
  • Federal Bank: Celesta
  • Standard Chartered: Platinum Rewards
  • IDFC: Select
Could you please suggest 2–3 cards from the list that would offer the maximum benefit—be it in the form of cashback, discounts, reward points, or attractive EMI offers?

Thank you in advance for your guidance!

Best regards,
Sagar
Most cards these days do not give any reward points on EMI purchases. But the EMI spends are considered for Milestone benefits on few cards. Need to remember this when doing an EMI transaction.
 
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