• Hey there! Welcome to TFC! View fewer ads on the website just by signing up on TF Community.

IndusInd Bank Credit Cards getting instantly approved without any Verification on Link mentioned on thread

Apply For Lifetime Free IDFC First Credit Card
Anindya98

Anindya98

TF Legend
VIP Lounge
The Helping Hand
IndusInd Bank Relationship: Aura Edge Add-on Card (Sept 2023) -> Add-on Upgraded to Legend (Mar 2024) -> Opened Indusind Select Account (May 2024) ->Applied Indusind Credit Card via @RS1910 (not blaming him in July 2024) (Which was rejected by the Bank after verification) -> Legend CC (Oct 2024)

⏩14th Oct 2024
I got a call from some IndusInd CC agent that I have a pre-approved CC offer with up to 5L. I did not give importance as I thought she was just saying to complete her quota and asked her to call after some time. She followed up with me and I said I was not interested I thought again the bank would reject it. On 16th Oct I got a WhatsApp message with the same offer as mentioned by her earlier. I thought of giving it a try the link redirected me to a different website (http://easycredit.indusind.com/) where I was asked to give the OTP and got 7-8 options to select from.

Credit Card Options: Aura Edge, Platinum Visa and Rupay Variant, EazyDiner Signature and Platinum both variants, and Legend.
I opted for the IndusInd Legend Visa Variant as it will make my Select Account Zero Balance.
Application accepted instantly without any verification or documentation.

The card was generated on 18th Oct -> Delivered on 21st Oct with a 4.62L Limit which currently overtakes my ICICI Bank Limit (4.2L)
Only kept around 250 in SB and did max 10 transactions all small amounts from the date of account opening.

Now I need to get Indusind Tiger CC on Split base and waiting for the EazyDiner Signature LTF offer. Any idea how to get it?
Will keep the Legend as it complements my Select Account to 0 AQB.

Update Regarding Upgrading from Legend CC to Tiger CC:

1734469540034.webp
My Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-881409
Indusind Reply: https://www.technofino.in/community...ion-easycredit-indusind-com.33919/post-885463

@SSV @RS1910 @helloworld @Anupama_Jha @HumorSimpson @BVC @jetesh @vaibhav111 @telescope @Tejo
 

Attachments

Last edited:
Apply For LTF AU LIT Credit Card
Sort by date Sort by votes
Anindya98 said:
You don't need a separate card for your wife. Get an add-on card.
Anindya98

Post in thread 'Planning a Malaysia - Singapore trip'

ak_1978 said:
Good to know this. Does this work in Singapore, Australia, Dubai etc?
Click to expand...
Yes, whenever you travel with family, everyone doesn't need to have individual cards. Blood relatives can use each other's cards when travelling together. Some lounges will have exceptions, or if it is too crowded, will give access to cardholders only.
  • Like
Anindya98

Post in thread 'Planning a Malaysia - Singapore trip'

ak_1978 said:
Nice thread @SonyTom and @telescope useful info. When using lounges in India for both my children, I just give 4 or 5 cards to the agent and let them swipe whatever works. Wondering if this works in KL/SIN as all these cards are in my name
Click to expand...
In the case of the family, you can use your card. No need to have separate cards. The only condition you must be present with them.
  • Like

  1. How many international trip you make in a year?
  2. List of CC & DC you and your wife hold?
  3. Any Banking program you are enrolled in?
  4. Open to opening new account or only interested in LTF CC?
Click to expand...
1. two international trips
2. My wife doesn't hold any cc, I hold sbi cashback, icici amazon pay, hdfc millennia, hsbc plat, axis neo, indusind legend/tiger, au lit, scapia, kiwi, idfc first select, stan char card. My wife hold some hdfc premium DC, I hold insignia preferred banking DC
3. I'm a rbl insignia member
4. I can enrol in new banking fd account ( I understand indusind select has 50k balance required, can it be a 50k fd?) Or savings account if interest is decent
For now I'm in for ltf or fyf credit card
 
Upvote 0 Downvote
Anindya98 said:
You don't need a separate card for your wife. Get an add-on card.
Anindya98

Post in thread 'Planning a Malaysia - Singapore trip'

ak_1978 said:
Good to know this. Does this work in Singapore, Australia, Dubai etc?
Click to expand...
Yes, whenever you travel with family, everyone doesn't need to have individual cards. Blood relatives can use each other's cards when travelling together. Some lounges will have exceptions, or if it is too crowded, will give access to cardholders only.
  • Like
Anindya98

Post in thread 'Planning a Malaysia - Singapore trip'

ak_1978 said:
Nice thread @SonyTom and @telescope useful info. When using lounges in India for both my children, I just give 4 or 5 cards to the agent and let them swipe whatever works. Wondering if this works in KL/SIN as all these cards are in my name
Click to expand...
In the case of the family, you can use your card. No need to have separate cards. The only condition you must be present with them.
  • Like

  1. How many international trip you make in a year?
  2. List of CC & DC you and your wife hold?
  3. Any Banking program you are enrolled in?
  4. Open to opening new account or only interested in LTF CC?
Click to expand...
With add on card over my tiger my wife cannot use it on same lounge, it's like swiping it twice on same lounge
 
Upvote 0 Downvote
NikhilG said:
1. two international trips
Click to expand...
You need max 4 or 8?
4 - Direct Flight
6/8 - Layover Flights
NikhilG said:
2. My wife doesn't hold any cc, I hold sbi cashback, icici amazon pay, hdfc millennia, hsbc plat, axis neo, indusind legend/tiger, au lit, scapia, kiwi, idfc first select, stan char card. My wife hold some hdfc premium DC, I hold insignia preferred banking DC
Click to expand...
None of your cards suits your International spending or Lounge Access problem. You have to upgrade your cards for better returns. Diversify your portfolio, LTF/FYF is best at the beginning of the CC journey.
NikhilG said:
3. I'm a rbl insignia member
Click to expand...
Insingnia DC talking about this one, nothing special in the DC, only the 0 Forex charge.
Get other bank DCs or CCs.
Get some DCs with International LA, with minimum charges.
NikhilG said:
4. I can enrol in new banking fd account ( I understand indusind select has 50k balance required, can it be a 50k fd?) Or savings account if interest is decent
For now I'm in for ltf or fyf credit card
Click to expand...
No, 50K FD will not work.

1745412088860.webp
 
Upvote 0 Downvote
Anindya98 said:
You need max 4 or 8?
4 - Direct Flight
6/8 - Layover Flights

None of your cards suits your International spending or Lounge Access problem. You have to upgrade your cards for better returns. Diversify your portfolio, LTF/FYF is best at the beginning of the CC journey.

Insingnia DC talking about this one, nothing special in the DC, only the 0 Forex charge.
Get other bank DCs or CCs.
Get some DCs with International LA, with minimum charges.

No, 50K FD will not work.

View attachment 95457
Click to expand...
I called my rbl insignia rm, he told me that insignia preferred credit card has international lounge access and its free for me but they never offered me as I never asked. It's ltf for me and it has some lounge acces for guest as well with no minimum spend , but they are asking for full kyc with mandatory standing instructions with my savings account. So my international lounge access looks to be sorted. Now talking about legend I have asked their customer executive to call me and I will ask them if I could retain their legend ( If they deny I'm stuck with legend. It's funny that legend has now stopped even the domestic lounge now) I anyway had to do a fd I will see if I can manage 10 lac fd with indusind if interest rates are decent. Any idea what's the fd for their next sa variant after select?
 
Apply For LTF Scepia Credit Card
Upvote 0 Downvote
You must log in or register to reply here.
Back
Top