How My Relative Was Tricked by a Fake Kisan Subsidy Scam (Full Story)

[credit_noob]

Today afternoon, I received an OTP for a ₹14,499 transaction on my HSBC credit card via Amazon.
This raised an immediate red flag — I rarely use this card, and only one relative occasionally uses it for discounts. He isn’t educated and doesn’t read English.


I called him right away and asked if he had requested an OTP.
He said no — he was out ploughing the field and had been receiving nonstop messages from the bank. Alarmed, he started walking home to show his phone to someone who could understand them.


Later, he did a video call with me and shared his screen. That’s when the full picture became clear.


A hacker had sent an APK file via WhatsApp disguised as a “Kisan Subsidy” app, promising ₹2,000 upon registration. My brother believed it and installed the app.


After installation:

• The malware read and forwarded OTPs automatically.
• The scammer logged into Flipkart using OTP, added multiple gift cards (₹5K, ₹5K, ₹10K, ₹1K, ₹3K, ₹100) and a ₹15K mobile to the cart.
• He used saved card details and OTPs to try and pay.
• he add his mail id as gift card delivery
• He also entered his own name, mobile number, and delivery address.

First, he tried my brother’s Axis Bank credit card, but it failed due to the per-transaction limit.
Then he attempted to use my HSBC card, which is how I received the OTP.


I immediately contacted Flipkart and asked them to block gift card deliveries, but by the time the call was underway, the gift cards were already delivered.


I then logged into my brother’s Amazon account:

• Canceled all pending orders.
• Logged out all devices.
• We also performed a factory reset on his mobile phone.

Now, we have critical information about the scammer:

• ✅ Name: RAHUL KUMAR
• ✅ Mobile number: 90282 99638
• ✅ Delivery address:
• Rahul
• Gande khori mahuwa
• Khori mahuwa
• DEOGHAR, JHARKHAND 815312
• India
• ✅ Gift card details 5K+5K+100 INR FLIPKART
• ✅email id: jujumuha8809@gmail.com
• Total loss my brother incurred 10100 inr
• kindly suggest the action and incase of any extra data required let me know

 

[credit_noob]

++ scammer logined into flipkart, paytm, amazon

 

[aniketkr.sharma]

Today afternoon, I received an OTP for a ₹14,499 transaction on my HSBC credit card via Amazon.
This raised an immediate red flag — I rarely use this card, and only one relative occasionally uses it for discounts. He isn’t educated and doesn’t read English.


I called him right away and asked if he had requested an OTP.
He said no — he was out ploughing the field and had been receiving nonstop messages from the bank. Alarmed, he started walking home to show his phone to someone who could understand them.


Later, he did a video call with me and shared his screen. That’s when the full picture became clear.


A hacker had sent an APK file via WhatsApp disguised as a “Kisan Subsidy” app, promising ₹2,000 upon registration. My brother believed it and installed the app.


After installation:

• The malware read and forwarded OTPs automatically.
• The scammer logged into Flipkart using OTP, added multiple gift cards (₹5K, ₹5K, ₹10K, ₹1K, ₹3K, ₹100) and a ₹15K mobile to the cart.
• He used saved card details and OTPs to try and pay.
• he add his mail id as gift card delivery
• He also entered his own name, mobile number, and delivery address.

First, he tried my brother’s Axis Bank credit card, but it failed due to the per-transaction limit.
Then he attempted to use my HSBC card, which is how I received the OTP.


I immediately contacted Flipkart and asked them to block gift card deliveries, but by the time the call was underway, the gift cards were already delivered.


I then logged into my brother’s Amazon account:

• Canceled all pending orders.
• Logged out all devices.
• We also performed a factory reset on his mobile phone.

Now, we have critical information about the scammer:

• ✅ Name: RAHUL KUMAR
• ✅ Mobile number: 90282 99638
• ✅ Delivery address:
• Rahul
• Gande khori mahuwa
• Khori mahuwa
• DEOGHAR, JHARKHAND 815312
• India
• ✅ Gift card details 5K+5K+100 INR FLIPKART
• ✅email id: jujumuha8809@gmail.com
• Total loss my brother incurred 10100 inr
• kindly suggest the action and incase of any extra data required let me know

Flopkart is always the platform where scammers are doing these scams.

I too had a loss of 16k in 2021 and flipkart blocked my access instead of blocking the deliveries of gift card and sbi card didn't returned the money even after raising dispute

 

[credit_noob]

damage already done.. i have delivered gift card order details 1... 5k amount

OD434224907892073000
2... 5k OD434224860565465000
3... 100inr OD434225004934024000 any way to reverse these gift cards get cancelled and refund to original payment source

 

[tearphones]

Just one thing to note: the name the scammers are creating these accounts in may be a victim himself; the scammers could be using his details to create accounts and order stuff, which they will then flip elsewhere.

 

[RadTheCrab]

Thanks for sharing this! It's a good reminder to stay vigilant.

Given that this clearly falls under cyber fraud, I’d strongly recommend reporting it to the Cyber Cell and filing an FIR if necessary. Also try emailing Flipkart to cancel the GCs showing them the copy of your FIR/Cyber Cell complaint.

 

[credit_noob]

Just one thing to note: the name the scammers are creating these accounts in may be a victim himself; the scammers could be using his details to create accounts and order stuff, which they will then flip elsewhere.

i called scammer few min ago from different number he said he working in amazon when i asked why are you scamming people he disconnected call and switch off mobile

 

[tearphones]

i called scammer few min ago from different number he said he working in amazon when i asked why are you scamming people he disconnected call and switch off mobile

That is very surprising, send these details to your local police immediately if possible. It is rare to find such stupid scammers.

 

[credit_noob]

Thanks for sharing this! It's a good reminder to stay vigilant.

Given that this clearly falls under cyber fraud, I’d strongly recommend reporting it to the Cyber Cell and filing an FIR if necessary. Also try emailing Flipkart to cancel the GCs showing them the copy of your FIR/Cyber Cell complaint.

while on call only gift card delivered,spoken for 30 min without resolution with executive end of 28 min it got delivered i asked her to hold orders she said it is approved nothing i can i do she said and other team will connect in 3 working days

 

[RadTheCrab]

while on call only gift card delivered,spoken for 30 min without resolution with executive end of 28 min it got delivered i asked her to hold orders she said it is approved nothing i can i do she said and other team will connect in 3 working days

They won't take any action unless you show them a copy of the FIR/Cyber Cell complaint you'd filed. Submitting a copy of it will show that it indeed is a fraudulent transaction and you're actively working with the police to resolve it.

 

[credit_noob]

They won't take any action unless you show them a copy of the FIR/Cyber Cell complaint you'd filed. Submitting a copy of it will show that it indeed is a fraudulent transaction and you're actively working with the police to resolve it.

called cyber cell number 1930 first 3 executives disconnecting call then 4 th one said said lodge complaint in site not on call

 

[prankster]

Damn the scam economy is catching up so fast! Every day I have to inform my parents about new types of scam.

 

[credit_noob]

question: how i got his mobile number,name,address?
he saved his address and details in my brothers amazon app to place 5 mobiles order
when i hit logout of his device he tried multiple times to login back to remove his address and details

 

[credit_noob]

his alternative number too saved: 6291189151‬

 

[nh124001]

hmm flipkart..amazon kahi bhi.. cc dc details save krke mat rakho

 

[Dreams Of Desire 💓]

called cyber cell number 1930 first 3 executives disconnecting call then 4 th one said said lodge complaint in site not on call

Atleast the 4th one had decency to reply and try to help.

 

[ccdc]

all the ppl call above 2 scammer numbers and give loads of gaali...take out all your frustration...

 

[2025]

Today afternoon, I received an OTP for a ₹14,499 transaction on my HSBC credit card via Amazon.
This raised an immediate red flag — I rarely use this card, and only one relative occasionally uses it for discounts. He isn’t educated and doesn’t read English.


I called him right away and asked if he had requested an OTP.
He said no — he was out ploughing the field and had been receiving nonstop messages from the bank. Alarmed, he started walking home to show his phone to someone who could understand them.


Later, he did a video call with me and shared his screen. That’s when the full picture became clear.


A hacker had sent an APK file via WhatsApp disguised as a “Kisan Subsidy” app, promising ₹2,000 upon registration. My brother believed it and installed the app.


After installation:

• The malware read and forwarded OTPs automatically.
• The scammer logged into Flipkart using OTP, added multiple gift cards (₹5K, ₹5K, ₹10K, ₹1K, ₹3K, ₹100) and a ₹15K mobile to the cart.
• He used saved card details and OTPs to try and pay.
• he add his mail id as gift card delivery
• He also entered his own name, mobile number, and delivery address.

First, he tried my brother’s Axis Bank credit card, but it failed due to the per-transaction limit.
Then he attempted to use my HSBC card, which is how I received the OTP.


I immediately contacted Flipkart and asked them to block gift card deliveries, but by the time the call was underway, the gift cards were already delivered.


I then logged into my brother’s Amazon account:

• Canceled all pending orders.
• Logged out all devices.
• We also performed a factory reset on his mobile phone.

Now, we have critical information about the scammer:

• ✅ Name: RAHUL KUMAR
• ✅ Mobile number: 90282 99638
• ✅ Delivery address:
• Rahul
• Gande khori mahuwa
• Khori mahuwa
• DEOGHAR, JHARKHAND 815312
• India
• ✅ Gift card details 5K+5K+100 INR FLIPKART
• ✅email id: jujumuha8809@gmail.com
• Total loss my brother incurred 10100 inr
• kindly suggest the action and incase of any extra data required let me know

Excellent thread.
Thanks. @SSV @Aniket @Mr. Bean

 

[RadTheCrab]

question: how i got his mobile number,name,address?
he saved his address and details in my brothers amazon app to place 5 mobiles order
when i hit logout of his device he tried multiple times to login back to remove his address and details

his alternative number too saved: 6291189151‬

Nice work. While there’s no guarantee that the address or mobile number actually belong to the scammer (someone capable of creating such an app is unlikely to use their real identity), it’s still something to work with. At least you’ve got a few leads.

 

[Aegon]

his alternative number too saved: 6291189151‬

This number is still active and he acknowledged when i said Rahul Kumar