IDFC First Private advantage

[maynigam]

Hey guys
Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so.
Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is not maintained?
Basically, is it worth the hassle?

Thanks in advance!

 

[shu_sha_]

No harm in going for Private banking
And IDFC will not easily downgrade the banking program

 

[Nickname9121]

Hey guys
Currently holding a Wealth account for about 6 months but my balance is above the Private account criteria. It will remain in this range for another month or so.
Is there any significant advantage in asking my RM to convert to Private banking? Do they downgrade back to Wealth if 50L is not maintained?
Basically, is it worth the hassle?

Thanks in advance!

@shu_sha_ @maynigam I am trying for the private .. having balance of > 1Cr since few months. But IDFC existing RM does not help. Please let me know if you have any contacts. Thanks so much in advance.

 

[shu_sha_]

@shu_sha_ @maynigam I am trying for the private .. having balance of > 1Cr since few months. But IDFC existing RM does not help. Please let me know if you have any contacts. Thanks so much in advance.

Get your RM changed if he is not helping

Talk to BM on this and threat him will close the account or shift the account to another branch.

If that didn't budge him drop an email to pno desk mention them trv wise I qualifies for Private banking but branch is not helpful in the upgrade.