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FY 2024-25 End - Credit Card Retention Offers

  • Thread starter Thread starter Ram1
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    offers
Idhar card closure ke request daldo outstanding Clear karne ke bad aur simultaneously kuch buy kardo taki phir se outstanding aa jaye 🤣
Asli goote mooh mai toh tab aayenge jab outstanding ke baad bhi close kardiya 🤣🤣

SBI se bahut darr lagta hai bhai, dost ne LTF ke liye try kiya call par, executive ne instant request leli and dost ne jaise hi call cut kiya.. card gayab ho gaya 🤣
 
Is there any condition after accepting the SBI card retention offer? For example, Axis has a condition that if you accept the retention benefit, you cannot close the card for one year.

I had accepted the fee reversal for the previous year but the next year fee is due soon and I do not want to pay that or bet on them providing a reversal for that next time....
 
maine aaj flipkart ka card close karne ki request kari unhone card LTF toh nahi kara but joining reversal mill gaya. maine unhe pichna annual fees reverse karne ko bola toh unhonge mana kar diya ee na ho paega. toh ab joining fees reversal k baad kya mai oct mein annual fees charge hogi vo bhi reverse ho sakti hai kya
 
Is there any condition after accepting the SBI card retention offer? For example, Axis has a condition that if you accept the retention benefit, you cannot close the card for one year.
From when on this rule came in?

I have taken retention benefit thrice and closed it within 3-4 weeks for Vistara Infinite, Privilege, Magnus in 2023, 2024.
 
Called SBI to ask for any retention offers.
They denied to offer fee waiver and mentioned it can only be achieved by spending fee waiver entirely. (spent 1.5L/2L)
Later they offered to reverse the joining fee I had paid.

Hopefully SBI ties up with e-com platforms for the May sale and I can achieve the remaining 50k for fee waiver.
 
Called SBI to ask for any retention offers.
They denied to offer fee waiver and mentioned it can only be achieved by spending fee waiver entirely. (spent 1.5L/2L)
Later they offered to reverse the joining fee I had paid.

Hopefully SBI ties up with e-com platforms for the May sale and I can achieve the remaining 50k for fee waiver.
pura process batao joining fees reverse kaise liye mujhe bhi lena hai mera spends 2L ho chuka hai vaise
 
I ended up closing my Air India Signature card, had got the joining fee waiver as retention benefit and closed before the next year fee was charged as I don't use it as much... I had tried to apply for a second SBI card before closing it but for some reason my application got declined and now there's a 90 day cool down period...
 
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