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Which Debit Card to use for Credit Card Bill Payment in April 2025

@Abhishek012


Right now whenever I tried to pay cc bill through phonepe app via idfc rupay dc,
I got merchant name as PHONEPE PRIVATE LIMITED

And I am not getting any reward points.

I am also use freecharge for cc payment via idfc rupay dc, but I am not sure in which name I will get rewards points

Please someone help me
 
Same with me
Hi, I'm not able to open this thread. It shows you don't have permission to perform this action. So is this thread deleted or any restrictions are placed.
You need to be at least TF Premier or higher level to access threads in the "How to Maximize Card Rewards" category. More information can be found here:

 
I have newly opened IDFC select account, today only I activated my IDFC first tap debit card and did couple of credit card payments,
But I noticed that I have received 2000 welcome reward points and also I am getting 2 points for 150 Rs, instead of welcome 4000 points and 3 points for 150 Rs for select account.
Note that, my select account was opened more than 10 days ago.
Is there any cooling time off for additional reward points ??
What to do in this case? raise complaint to Customer care ?
 
Hey folks so since SBI thread is not accessible, can someone confirm the step?
I have an old SBI account so request for VDC and pay my HDFC CC bill with that using sbi unipay/rewardz portal.
I should see some cashback on VDC?
Is that it?
 
Got the VDC created and activated. Will do 50K payment and report back when I see the points.
I guess this is the only way for me to get some cashback on HDFC CC payment.
 
@Abhishek012


Right now whenever I tried to pay cc bill through phonepe app via idfc rupay dc,
I got merchant name as PHONEPE PRIVATE LIMITED

And I am not getting any reward points.

I am also use freecharge for cc payment via idfc rupay dc, but I am not sure in which name I will get rewards points

Please someone help me
Use freecharge app or web and pay.

Web link, if you get any error on app then try web -
https://www.freecharge.in/credit-cards

Currently all merchant names are eligible.


No extra charges on RuPay.
 
VDC should Rupay Global right?
Same with me
Apply SBI Virtual RuPay debit card and pay cc bill via phonepe app, paytm app, freecharge app, billdesk website without any extra charges on RuPay.

Amex and SCB bank cc bill also supported via billdesk using RuPay variant.

Virtual visa user block card and apply virtual RuPay debit card

Of course you will get reward points too on all these websites/apps.

Amex - https://www.billdesk.com/pgidsk/pgmerc/amexcard/amex_card.jsp

SCB - https://pgi.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp

Axis (Axis RuPay CC user choose mastercard option and proceed) - https://pgi.billdesk.com/pgidsk/pgmerc/axiscard/axis_card.jsp

SBI Card - https://pgi.billdesk.com/pgidsk/pgijsp/sbicard/SBI_card.jsp

SBM bank - https://pay.billdesk.com/cardnet-instapay/sbmcard

yes bank - https://pgi.billdesk.com/pgidsk/pgmerc/ybkcard/YBKCARDDetails.jsp

phonepe app - https://play.google.com/store/apps/details?id=com.phonepe.app&hl=en_IN

freecharge app - https://play.google.com/store/apps/details?id=com.freecharge.android&hl=en_IN

paytm app - https://play.google.com/store/apps/details?id=net.one97.paytm&hl=en_IN

@VSC
 
You need to be at least TF Premier or higher level to access threads in the "How to Maximize Card Rewards" category. More information can be found here:

Ok thanks. But I could see it until 2 days ago
 
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