Offer Fulfilled! SBI Credit Card Limit Enhancement Offer – Check Yours via Anumati Route!

[Anindya98]

This method works for any existing SBI card!

I was randomly checking for offers on the SBI Cards website. I found an LE offer. I've been waiting for a LE for over a year. My SBI Cashback card is 1 year 5 months old with a 50K limit, and I never got a pre-approved LE. I tried the same process last September before the festive season but didn't get the Anumati option. This time, it worked!
I got a 40% LE.



Key Tips:

• Don’t select the maximum limit. My limit was 50K, I selected 1.2L, and they approved 70K—so a 20K (40%) increase. Also, if the OTP screen gets stuck, just close the tab, re-login, and your LE will be instantly applied (if no additional verification is needed).
• I'm not sure how they determined the limit. I've had an SBI account for almost 8 years, but I don’t use it regularly. So, I used my IDFC account for verification instead.
• My average monthly spend on this card is 20K-25K. I've never opted for EMI since the limit is low compared to my other cards.
• You can revoke Anumati's access once the LE is completed.
• Also, everyone is getting a pre-approved Rupay(SimplySave or BPCL) card offer via split basis.

How to revoke Anumati access?
Go to https://www.anumati.co.in/

Login via Mobile OTP
Then go to Manage Consents -> Active
Revoke the Consent.

Let us know if you're receiving the offer or not.

 

[Anindya98]

My SB CB card is 1Y 5 M old. Avg usage is 25-30k every month. Whenever i try for LE, request gets rejected with msg as "Basis our internal assessment, you are not eligible for LE". Current limit is 50k. Is there any way if this can be escalated to SBI card?

I also used the card for 1Y 6M with a 50K limit and finally got the LE. My average spend was around 25-30K a month.
Patience is the key to success, keep using it.

 

[Ekavya]

Which docs did they ask for?

Income proof (Salary slip or ITR)

 

[La pasión]

My SB CB card is 1Y 5 M old. Avg usage is 25-30k every month. Whenever i try for LE, request gets rejected with msg as "Basis our internal assessment, you are not eligible for LE". Current limit is 50k. Is there any way if this can be escalated to SBI card?

Send payslip to cs

 

[honey_jpr]

Sadly:
Dear SBI Cardholder, based on your request vide Service Request Number xxxxxxxx8193 for credit limit enhancement of your SBI Card Number XXXX cannot be processed due to internal policy. For more details log onto sbicard.com

 

[Anindya98]

Sadly:
Dear SBI Cardholder, based on your request vide Service Request Number xxxxxxxx8193 for credit limit enhancement of your SBI Card Number XXXX cannot be processed due to internal policy. For more details log onto sbicard.com

Retry after 3 months

 

[honey_jpr]

Retry after 3 months

That was showing the limit of 3.99 and then declined. 🙁