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(post updated) Which Debit Card to use for Credit Card Bill Payment in April 2025

Mobile a p p
My guess is, the mcc merchant allocation is done automatically, and mostly linked based on
1. The DC Network and the Issuing bank of that DC that you are using.
2. CC for which we are paying the bills (their bank and network)
3. Mobile or Desktop/laptop
4. Mobile data, incognito, fixed data
5. Amount of transaction.
6. Your frequency and volume of transactions (gap between transactions)

Guys, I don't have IDFC DC. But telling this just in case it helps someone.
 
My guess is, the mcc merchant allocation is done automatically, and mostly linked based on
1. The DC Network and the Issuing bank of that DC that you are using.
2. CC for which we are paying the bills (their bank and network)
3. Mobile or Desktop/laptop
4. Mobile data, incognito, fixed data
5. Amount of transaction.
6. Your frequency and volume of transactions (gap between transactions)

Guys, I don't have IDFC DC. But telling this just in case it helps someone.
or it has to do with certain app version ?
 
Sab try kar liya.. fake location app, both browser and app with 2 accounts.. kisi me FREECHUTIL nahi aa raha.

Even tor. Kisi ke pass VPN hoga toh pls try.
How to get FREECHUTIL merchant name ?

Ans - People having saved cards details in the freecharge app will get FREECHUTIL

IF YOU WILL TYPE MANUALLY AND DO GATEWAY WILL CHANGE MCC VERIFIED

so, just do Rs10 or Rs100 transaction and save your card on freecharge (Note - Rs10 mobile recharge trick is working for saved card, cc bill pay to save card sometimes not working. So do Rs10 mobile recharge)


@iamgroot
@Superman
@EnthuCC
@BeginnerCC
@Credit_Cards
@nikhilv0303
@redth
@tiwariV
@RichieRich
@Indrajeet100
@honey_jpr
@parasf
 
Last edited:
How to get FREECHUTIL merchant name ?

Ans - People having saved cards details in the freecharge app will get FREECHUTIL

IF YOU WILL TYPE MANUALLY AND DO GATEWAY WILL CHANGE MCC VERIFIED

so, just do Rs10 or Rs100 transaction and save your card on freecharge.


@iamgroot
@Superman
@EnthuCC
@BeginnerCC
@Credit_Cards
@nikhilv0303
@redth
@tiwariV
@RichieRich
@Indrajeet100
@honey_jpr
@parasf
With card you mean! First Tap Debit Card or Credit Card for which we are making the payment..
 
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