karan.rghu
TF Buzz
Below is my credit card portfolio, I am thinking to close SBI Prime and Kotak Privy League I hold and SBI Prime, PNB Gold, Indusind Pinnacle and Kotak Essentia that my mother holds.
I've applied for IDFC Wealth card upgrade so that I get a priority pass that I will surrender with Kotak Privy and Prime.
The only issue I can see is my mother's Credit Score going down as PNB Gold is my mother's oldest card, it was issued around 6 years ago.
Need suggestions on whether to keep the following cards or close them or downgrade them.
Any other suggestions on the other cards (Upgrade or Downgrade)
I've applied for IDFC Wealth card upgrade so that I get a priority pass that I will surrender with Kotak Privy and Prime.
The only issue I can see is my mother's Credit Score going down as PNB Gold is my mother's oldest card, it was issued around 6 years ago.
Need suggestions on whether to keep the following cards or close them or downgrade them.
Any other suggestions on the other cards (Upgrade or Downgrade)