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Card upgrade

chandra.prakash

TF Premier
Is this good to upgrade from Hdfc millinia to Dinners club privilege. (Specially for longue access for both members).

I have already using SBI cashback, axis Ace, axis airtel.

Please suggest
 
Rewards wise Millenia is better, they also issue Millenia in a Diners variant which you can ask someone from HDFC to change for you. Millenia is a cashback card. But with Privilege you’ll get more no. of lounges access and wider variety of lounges as HDFC recently cut their lounge program to only metro cities.

With Privilege you’ll get more subscription based benefits like swiggy one, MMT black, Prime.

If your priority is only lounges and you are unable to switch your Millenia to Diners then you can upgrade to DCP.
 
Is this good to upgrade from Hdfc millinia to Dinners club privilege. (Specially for longue access for both members).

I have already using SBI cashback, axis Ace, axis airtel.

Please suggest
If you're getting DCB, go for it. You can upgrade DCB to Infinia in future as well. Since you already have cashback cards, it makes sense to upgrade Milenia. By the way, what's your credit limit on Milennia?
 
Hdfc millennia
If you're getting DCB, go for it. You can upgrade DCB to Infinia in future as well. Since you already have cashback cards, it makes sense to upgrade Milenia. By the way, what's your credit limit on Milennia?
223000
If you're getting DCB, go for it. You can upgrade DCB to Infinia in future as well. Since you already have cashback cards, it makes sense to upgrade Milenia. By the way, what's your credit limit on Milennia?
 
Hdfc millennia

223000
Sorry to say this, but I don't think you will get an upgrade to DCB with this limit. For DCB, HDFC would require you to have 5-7 lakh minimum credit limit. Your best chance is HDFC Regalia, but for that also, you might require 3 lakh CL. I would suggest try for limit enhancement, instead of trying card upgrade. Once you reach higher limit, upgrading will be easy.
 
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