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No Cost EMI - Cancellation - All Banks - Master Wiki

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HDFC, ICICI EMI if cancelled after EMI conversion levying charges as usual.

Could someone update main thread that works with EMI cancellation without charges
Really hdfc emi trick not working?
Ofo I cancel on 17th still charges not revesred
 
Does hdfc debit the instant discount on cancellation of emi? The t&c on this page says that benefits like instant discount will be revesed within 120 days on emi cancellation.
 
Did you pay the amount mentioned in the email?
Yes I did,even paid 4k extra so that if if they charge gst or any other charges it will adjust.there is only way to pay is NetBanking. They don't allow to pay a single penny extra via mobile Banking or payzap
 
When did you try this trick last time?
6 july.i paid total outstanding including pre closure charges mentioned after 3 working days everything was reversed.just cancel within 3 days of emi generation.you can check in my cards linked emi section.then after cancellation pay the amount in the evening or within 24 hours
 
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The first post in this thread is a WikiPost, and can be edited by anyone with the appropriate permissions.
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