Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

[muk9998]

Maximize SBI Cashback: Get 3.3% on PhonePe Merchants Via UPI

If you have the SBI Cashback Credit Card, here’s a smart way to earn around 3.3% effective cashback on PhonePe merchant payments.

1. Visit Maximize.Money


2. Buy a PhonePe Gift Card using your SBI Cashback Credit Card
(You get 5% cashback from SBI, but there’s a 1.7% surcharge—so net cashback is approx. 3.3%)


3. Add the gift card to your PhonePe account


You can use this balance at PhonePe UPI merchants.
In my experience, most merchants accept this without any issue.

 

[Dr.Johnny]

It seems high risk MCC

Do you know what's the MCC for Stan transaction?

Online gaming 7994

 

[iSayyed]

Online gaming 7994

Thank you! This is among the high-risk MCCs. No wonder I received a call from the bank immediately.

 

[iSayyed]

Thank you! This is among the high-risk MCCs. No wonder I received a call from the bank immediately.

Try to avoid making purchases with CC as it may be considered a high risk transaction. Frequently engaging in high risk transactions could lead to losing your card. It's not worth the risk!

 

[Dr.Johnny]

Thank you! This is among the high-risk MCCs. No wonder I received a call from the bank immediately.

My bad it's 5816 entertainment.

 

[Wealth is my birth right!]

It seems high risk MCC

Do you know what's the MCC for Stan transaction?

Some cards other than SBI restrict this mcc
Take care while using

 

[Wealth is my birth right!]

My bad it's 5816 entertainment.

Oh ok so we r safe
I used Stan app only once so far

 

[Dr.Johnny]

Thank you! This is among the high-risk MCCs. No wonder I received a call from the bank immediately.

My bad it's 5816 entertainment.

My bad it's 5816 entertainment.

 

[HumorSimpson]

My bad it's 5816 entertainment.


View attachment 104950

effects of using blue pils

 

[iSayyed]

Some cards other than SBI restrict this mcc
Take care while using

I received call from SBI only

 

[456]

It seems high risk MCC

Do you know what's the MCC for Stan transaction?

5816 Digital Goods: Games

 

[Wealth is my birth right!]

I received call from SBI only

One time sbi blocked my card temporarily when used online gold purchase lol

 

[Deepak_9155]

then where to buy phonepe gv if stan is not safe ?

 

[darkknight999]

maximize.money website increased the charges to 2%now

 

[HumorSimpson]

maximize.money website increased the charges to 2%now

for what gvs ?

 

[darkknight999]

for what gvs ?

yes phonepe gift cards earlier it was 1.7%

 

[ritwik2000]

yes phonepe gift cards earlier it was 1.7%

maximize.money website increased the charges to 2%now

more demand = more surcharge by maximize

 

[HumorSimpson]

more demand = more surcharge by maximize

now whats the inconvenience fees or sorry charges on agv on maxmize ?

 

[darkknight999]

For agv 0.5 & for asv 0

now whats the inconvenience fees or sorry charges on agv on maxmize ?

 

[aturate]

Thank you! This is among the high-risk MCCs. No wonder I received a call from the bank immediately.

What did you mentioned to CS executive on call? For me they asked were you using for gaming? I said yes

 

[iSayyed]

What did you mentioned to CS executive on call? For me they asked were you using for gaming? I said yes

I said Gift Card purchase. I tried again with the RBL card, and the card was immediately blocked temporarily. So I advise everyone not to use CC to purchase from the Stan app. It seems risky MCC code!