Which Debit Card to use for Credit Card Bill Payment in July 2025

no...mcc chznged to 6012...no rp now

Wait! When did SS app changed MCC to 6012 ?
It won't give points for 811

 

Paid 1900 via kotak super dc, haven't received RP ig it's dead now😢

 

Wait! When did SS app changed MCC to 6012 ?
It won't give points for 811

from yesterday...i checked with both kotak and idfc...no rp and from idfc smart statement, I deduced that the MCC must be 6012...
I will pay by sbi dc for test and if I get rp in sbi, then it is certain that new mcc is 6012

 

for failed transactions have you received full refund including charges of phonepe

Yes received the complete amount which got deducted

 

from yesterday...i checked with both kotak and idfc...no rp and from idfc smart statement, I deduced that the MCC must be 6012...
I will pay by sbi dc for test and if I get rp in sbi, then it is certain that new mcc is 6012

For Kotak the points comes in the next month so how did you confirm with Kotak?

 

Now a days like idfc, you can also see kotak rewards instantly..check kotak main thread

For Kotak the points comes in the next month so how did you confirm with Kotak?

 

For Kotak the points comes in the next month so how did you confirm with Kotak?

in new-kotak-811 app it is showing this month cb (if on valid mcc's) instantly

 

Have to pay Amex bill payment,any option left for getting debited card rewards?

AFAIK, SBI DC gives 0.25% reward points via Amex Billdesk portal
1000 points extra for 1 lakh transaction in a month

 

AFAIK, SBI DC gives 0.25% reward points via Amex Billdesk portal
1000 points extra for 1 lakh transaction in a month

is this confirmed ?

 

is this confirmed ?

Yes. I can confirm. Paid 1 lakh bill last month and received 1000 bonus points. Effective reward rate is 0.50%

 

is this confirmed ?

Yes it is confirmed. SBI DC gives reward points

 

Have to pay Amex bill payment,any option left for getting debited card rewards?

I would generally pay Amex (UPI id for card) and SC (QR on billdesk final page) via Fi. Will get 1/2/3% based on the Fi tier you are with and transaction size.

 

is it worth to spend 900 Rs as convenience fee to pay 1.5L with IDFC Wealth Visa DC on Phonepe?

 

is it worth to spend 900 Rs as convenience fee to pay 1.5L with IDFC Wealth Visa DC on Phonepe?

Do the math.

50K -> 0.5%
1L -> 2.5%

Total CB = (50000*0.5 + 100000*2.5)/100 = 2,750 INR

 

Can someone confirm where can I use SBI Virtual DC and get reward points? SBI Unipay seems to be down

 

Yes, I did actually 🙃

Do these get reversed? And/or do these get counted in monthly RP limit?

 

Can someone confirm where can I use SBI Virtual DC and get reward points? SBI Unipay seems to be down

Try the bill desk link of your CC

 

Zavo still not working?

 

Zavo still not working?

zavo ko bhool zavo

 

Uninstall Zavo, move on.