SBI Cashback card rejected

[mailmenow]

Its known thing SBI Cashback card can be applied only online sprint way.

I have not heard it's even available for upgrade or downgrade.

So it's not easy to get it..!!!!!

 

[saber.mbt]

Last Month I applied via sprint at 10 pm. Morning 10 AM physical kyc done by an third party agent, E card approved instantly and card delivered in 2 days.

 

[Ramesh Chintamani Gopal]

So it's not easy to get it..!!!!!

Yes planning to get one for my wife long time

 

[rohant]

Last Month I applied via sprint at 10 pm. Morning 10 AM physical kyc done by an third party agent, E card approved instantly and card delivered in 2 days.

Are you overleveraged?
Also, do you have more than 10 CCs?

 

[saber.mbt]

Y

Are you overleveraged?
Also, do you have more than 10 CCs?

Yes I have 10+. It is third card in SBi..

 

[rohant]

Y

Yes I have 10+. It is third card in SBi..

but, people are saying if 10+ cards, then they would reject. wow!

 

[merc8000]

but, people are saying if 10+ cards, then they would reject. wow!

Rejected as well.

Only 5 cards
Credit utilisation less than 1 per cent
Over leverage is all bakwaas

 

[RAMESH BABU N]

Rejected as well.

Only 5 cards
Credit utilisation less than 1 per cent
Over leverage is all bakwaas

Clear cool-off period is also to be taken into account.

 

[saber.mbt]

but, people are saying if 10+ cards, then they would reject. wow!

Application went offline KYC via third party agent. He spot approved and delivered e card..

 

[rohant]

Application went offline KYC via third party agent. He spot approved and delivered e card..

from where did you apply?
I think we can only apply through sprint

 

[saber.mbt]

from where did you apply?
I think we can only apply through sprint

I applied via Sprint

 

[rohant]

I applied via Sprint

but on sprint, they instantly reject or accept. how can it be routed to physical application ?

 

[saber.mbt]

but on sprint, they instantly reject or accept. how can it be routed to physical application ?

I went via bank account verification route, As I applied night, VKYC was available on morning. My bad, mobile number mismatch in account, it turned out to be good, morning they arranged physical KYC, Agent who came applied via alter route, he told normal route will get rejected and provided Ecard instantly.

 

[rohant]

I went via bank account verification route, As I applied night, VKYC was available on morning. My bad, mobile number mismatch in account, it turned out to be good, morning they arranged physical KYC, Agent who came applied via alter route, he told normal route will get rejected and provided Ecard instantly.

how to use this trick then?
Shall I apply at night?

 

[saber.mbt]

how to use this trick then?
Shall I apply at night?

Yes you can have an try..

 

[rohant]

I have 3 SBI Credit Cards including SBI Cashback, Simply Save and Gold & More Credit Card. Moreover, none of these are co-branded cards. Got SBI Cashback recently (before 5-6 days) with Fresh Limit of 1.01 Lakhs.

So, I can say with full confidence that SBI Cards issues 2 or more credit cards.

At the time of applyign how many others cards did you have?
Are you not overleveraged?