SBI Cashback Credit Card – 5% Cashback on Tax Payments!

Raj_ · 2025-09-13T16:36:52+0530

dillip141 said:
You got the 5% cashback?

Yes, I got

Abhishek012 · 2025-09-13T20:08:03+0530

Yeh toh pichle saal se mai bata raha hu, isme new kya hai. Bas log sunte nahi hai mera baat.

nikhilv0303 · 2025-09-13T21:38:25+0530

NikhilG said:
Yeah I'm already in 2.5 percent, hope they let me redeem it during sale period on 23rd. Are they ready to redeem on 14th day or after 14 days?

Not sure about 14 days or more than 14.. you can redeem whatever you have immediately and balance when it’s available

desiviru · 2025-09-13T22:53:42+0530

HDFC is sending emails to use cards for tax payments and get 1-5% cashback. 🤣 15 Sep tak inko apna alag se txn target complete karna hai.

eMail contains Millennia also telling 2.5% on Tax Payments.

Sudbht · 2025-09-13T23:46:38+0530

HDFC Payment Gateway is giving

Error processing the request for CBDT

Abhishek012 · 2025-09-14T00:08:10+0530

Sudbht said:
HDFC Payment Gateway is giving

Error processing the request for CBDT

Dusra gateway use karlo except Kotak.

Canana gateway use kiya tha bahut pahele, tab bhi mila tha. SBI gateway also eligible.

NikhilG · 2025-09-14T07:16:17+0530

Are you sure millenia is included as well?

desiviru said:
HDFC is sending emails to use cards for tax payments and get 1-5% cashback. 🤣 15 Sep tak inko apna alag se txn target complete karna hai.

eMail contains Millennia also telling 2.5% on Tax Payments.

NikhilG · 2025-09-14T07:17:49+0530

Abhishek012 said:
Dusra gateway use karlo except Kotak.

Canana gateway use kiya tha bahut pahele, tab bhi mila tha. SBI gateway also eligible.

How can it work on sbi payment gateway because credit card shows non applicable in txn charges for sbi payment gateway. Which one has lowest convenience fee?

NikhilG · 2025-09-14T07:45:58+0530

NikhilG said:
How can it work on sbi payment gateway because credit card shows non applicable in txn charges for sbi payment gateway. Which one has lowest convenience fee?

@Abhishek012 sbi gateway pe kitna convenience charges hai for sbi cc?

desiviru · 2025-09-14T08:09:32+0530

NikhilG said:
@Abhishek012 sbi gateway pe kitna convenience charges hai for sbi cc?

SBI Gateway has SBI NB and UPI only. No CC/DC allowed.

HDFC gateway is the cheapest one at 0.72+18% GST= 0.8496% followed by Kotak Gateway. For other bank CC: 0.80+18%= 0.944%.

All other 1%+GST= 1.18%.

desiviru · 2025-09-14T08:11:36+0530

NikhilG said:
Are you sure millenia is included as well?

Millnennia exclusion list don't have 9311 in it so obviously it will give 2.5% on Tax payments for 9311 MCC.

Edit: DC may may not have gateway charges. Neve rpaid using DC. Always CC.

desiviru · 2025-09-14T08:16:17+0530

All List of PG Charges at IT website,

1. Payment Gateway Charges - Federal Bank

Mode of Payment	Transaction Charges (INR)
Net Banking	Convenience Fee HDFC Bank – INR 12* ICICI Bank – INR 9* SBI Bank – INR 7* Axis Bank – INR 7* Other Banks (incl. Federal Bank) – INR 5*
Debit Card (Other Bank) (Transaction value < 2,000)	NIL
Debit Card (Other Bank) (Transaction value >=2,000)	NIL
Credit Card (Federal Bank)	0.85%*
Credit Card (Other Bank)	0.85%*
Debit Card powered by RuPay	NIL
Unified Payments Interface (UPI) (BHIM-UPI)	NIL
Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)	NIL

* Extra GST will be levied @18%

2. Payment Gateway Charges - Kotak Mahindra Bank Limited

Mode of Payment	Transaction Charges (INR)
Net Banking - Axis/HDFC/ICICI/Kotak/SBI	INR 7*
Net Banking (Other Bank)	INR 5*
Debit Cards (Visa / MasterCard) – Upto Rs 2000	NIL
Debit Cards (Visa / MasterCard) – Above Rs 2000	NIL
Debit Cards (RuPay) / UPI / UPI QR	NIL
Credit Cards (Master/Visa/RuPay)	0.80%*
Credit Cards (International)	2.75%*

* Extra GST will be levied @18%

3. Payment Gateway Charges - Canara Bank

Mode of Payment	Transaction Charges (INR)
Net Banking (HDFC/ICICI/Yes)	INR 14*
Net Banking (Other Bank)	INR 6*
Debit Card (Other Bank) (Transaction value < 2,000)	NIL
Debit Card (Other Bank) (Transaction value >=2,000)	NIL
Credit Card (Canara Bank)	0.90%*
Credit Card (Other Bank)	0.90%*
Debit Card powered by RuPay	NIL
Unified Payments Interface (UPI) (BHIM-UPI)	NIL
Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)	NIL

* Extra GST will be levied @18%

4. Payment Gateway Charges - HDFC Bank

Mode of Payment	Transaction Charges (INR)
Net Banking (Other Bank)	Not Applicable
Debit Card (Other Bank) (Transaction value < 2,000)	NIL
Debit Card (Other Bank) (Transaction value >=2,000)	NIL
Credit Card (HDFC Bank)	0.72%*
Credit Card (Other Bank)	0.80%*
Debit Card powered by RuPay	NIL
Unified Payments Interface (UPI) (BHIM-UPI)	NIL
Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)	NIL

* Extra GST will be levied @18%

5. Payment Gateway Charges - SBI Bank

Mode of Payment	Transaction Charges (INR)
Net Banking (Other Bank)	INR 5.08*
Debit Card (Other Bank) (Transaction value < 2,000)	Not Applicable
Debit Card (Other Bank) (Transaction value >=2,000)	Not Applicable
Credit Card (SBI Bank)	Not Applicable
Credit Card (Other Bank)	Not Applicable
Debit Card powered by RuPay	Not Applicable
Unified Payments Interface (UPI) (BHIM-UPI)	NIL
Unified Payments Interface Quick Response Code (UPI QR Code) (BHIM-UPI QR Code)	NIL

* Extra GST will be levied @18%

6. Payment Gateway Charges - Bank of Maharashtra

Mode of Payment	Transaction Charges (INR)
Net Banking	INR 15*
Debit Card – Below Rs 2000	0.40%
Debit Card – Above Rs 2000	0.90%
Credit Card – Above Rs 2000	1.00%
Credit Card EMI- Master/Visa/RuPay	1.00%
Unified Payments Interface (UPI)	NIL
Unified Payments Interface Quick Response Code (UPI QR Code)	NIL

* Extra GST will be levied @18%

7. Payment Gateway Charges - Bandhan Bank

Mode of Payment	Transaction Charges (INR)
Net Banking (HDFC/ICICI/Yes)	INR 12*
Net Banking (Other Bank)	INR 8*
Net Banking (Axis/Kotak/SBI)	INR 10*
Debit Card (Other Bank) (Transaction value < 2,000)	NIL
Debit Card (Other Bank) (Transaction value >=2,000)	NIL
Credit Card (Other Bank)	1.00%(Convenience charge)
Debit Card powered by RuPay	NIL

* Extra GST will be levied @18%

NikhilG · 2025-09-14T08:40:57+0530

Okay I thought you talking about millenia credit card. Why everyone earlier mentioned sbi gw when it does accept cc. Also for sbi cashback card hdfc gw should be 0.8 plus 18 percent gst. I tested with 100 rs txn on sbi cashback and it settled with 100.80. Is gst charged separately or it's so tiny that they didn't charge?

desiviru said:
Millnennia exclusion list don't have 9311 in it so obviously it will give 2.5% on Tax payments for 9311 MCC.

Edit: DC may may not have gateway charges. Neve rpaid using DC. Always CC.

desiviru · 2025-09-14T10:32:13+0530

NikhilG said:
Okay I thought you talking about millenia credit card. Why everyone earlier mentioned sbi gw when it does accept cc. Also for sbi cashback card hdfc gw should be 0.8 plus 18 percent gst. I tested with 100 rs txn on sbi cashback and it settled with 100.80. Is gst charged separately or it's so tiny that they didn't charge?

Have you read this post? Already mentioned 0.72%+GST is only for HDFC Cards. For non-HDFC it is 0.80%+18% GST.

D

Post in thread 'SBI Cashback Credit Card – 5% Cashback on Tax Payments!'

Today at 8:09 AM

NikhilG said:
@Abhishek012 sbi gateway pe kitna convenience charges hai for sbi cc?

SBI Gateway has SBI NB and UPI only. No CC/DC allowed.

HDFC gateway is the cheapest one at 0.72+18% GST= 0.8496% followed by Kotak Gateway. For other bank CC: 0.80+18%= 0.944%.

All other 1%+GST= 1.18%.

Also, no one mentioned SBI Gateway. People just asked to use SBI Cashback card. A payment gateway accepts all bank cards. Kotak, HDFC, Canara, BoM PG doesn't mean they will accept their bank cards only. HDFC accepts all cards but as mentioned 0.72% for own bank cards and 0.80% for other bank CC.

So use your SBI CB CC at payment page of HDFC PG.

P.S: The moment I read something unusual, I know post is from a Gen Z product.

SBI Cashback Credit Card – 5% Cashback on Tax Payments!

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