When I got my MRCC in 10/2023, our Tirupati was not in their list. However, when I spoke to them n told them that I am a RETURNING CUSTOMER of AmEx (having held 2 cards earlier), they almost immediately approved my card. No income dox asked or any verification done. On the very 2nd day, I got my lovely MRCC in Tirupati. Within a week, I got an add-on card for my elder son, in Hyderabad.
Top class service, as always. Not for nothing, AmEx is my fav.