Too many UPI apps which one do you use - why its better

[littlefinger]

I started using UPI only lately, as tracking was messy with UPI for me . But now in the market there are lot of apps - clueless on which one to use.
I currently use the one provided by my savings back (icici) - yes is provides any name as label for upi id

Then used flipkart UPI linked to my UPI credit card - by default it pickedup my mobile number as label for upi id . But most transactions linked to creditcard fail as merchant is denying credit card based UPIs for me.

I have not used any other app to link my savings bank account for UPI transactions.

Any recommendations for a good UPI app which can offer cashbacks and not bloatware.

 

[Hope]

rn phonepay since its giving cb on every txn.
or supermoney it also gives on every merchant txn
and slice if above two over

 

[littlefinger]

rn phonepay since its giving cb on every txn.
or supermoney it also gives on every merchant txn
and slice if above two over

does phonepay give custom UPI id ? never used it till date.

 

[praful1947]

does phonepay give custom UPI id ? never used it till date.

Yes . .

 

[littlefinger]

Yes . .

Is full kyc needed for phonepe to use UPI ?

 

[praful1947]

Is full kyc needed for phonepe to use UPI ?

No .. .

 

[Bhokaal]

I use supermoney pro card for all merchant transaction for the 3% cashback and been using Bhim for P2P or account transfer some time it will give few rupee cashback.
Mobikwik stopped working on my phone saying it will not work on jail broken phone (idiots losing out on business)