Shekhar_kapoor
TF Buzz
Hi everyone,
I have an upcoming insurance premium of around ₹2,00,000 and want to use it smartly with the right credit card.
From what I know, some cards like HDFC Infinia/Diners, Axis Magnus/Reserve, and Amex Platinum/Gold Charge are often considered for big-ticket spends. But I’ve also read that insurance has become a tricky category due to exclusions or reduced reward rates after recent devaluations.
My questions:
Since ₹2L is a substantial spend, I want to be sure it counts either towards rewards or at least milestones. Would love to hear from the seniors and experienced members who’ve already handled such spends. 🙏
Thanks in advance!
I have an upcoming insurance premium of around ₹2,00,000 and want to use it smartly with the right credit card.
From what I know, some cards like HDFC Infinia/Diners, Axis Magnus/Reserve, and Amex Platinum/Gold Charge are often considered for big-ticket spends. But I’ve also read that insurance has become a tricky category due to exclusions or reduced reward rates after recent devaluations.
My questions:
- Do any of these cards (Infinia / Magnus / Amex) still give full reward benefits on insurance transactions?
- If not, which cards would you suggest for getting the best value (whether in points, milestone benefits, or annual fee waiver) for such a premium payment?
- Are there any caps or hidden rules that I should be careful about before swiping?
Since ₹2L is a substantial spend, I want to be sure it counts either towards rewards or at least milestones. Would love to hear from the seniors and experienced members who’ve already handled such spends. 🙏
Thanks in advance!
