(Payzapp Wallet to CC bill pay trick added) Which Debit Card to use for Credit Card Bill Payment in (October 2025)

[nikhilv0303]

Does Good score ask PAN for registration?

Can someone confirm?

 

[NAITIK14]

i have RBL Signature+ debit card....which app or platforms are useful to pay cc bill without any Convenience charges?

 

[tachniki]

In phonepe app or phonepe gateway

App ‎ ‎

 

[nikhilv0303]

i have RBL Signature+ debit card....which app or platforms are useful to pay cc bill without any Convenience charges?

None left to pay cc bill

 

[AllThatStuff]

No points for Indus Platinum Visa debit card since last year. It can be used for achieving ongoing Rewards festival.

What, is it?
Can anybody confirm this?

Both my Indus Visa DCs (Select + Exclusive) gave points using Cred and MCs gave points with GoodScore!!
Only wierd thing was Visa Platinum didn't give anything using Cred !!

 

[AllThatStuff]

Yes I did. Even I was also not expecting after seeing the merchant name.

Interesting...coz I didn't get any rewards for same merchant name !! 🤔

 

[Ram1]

Both my Indus Visa DCs (Select + Exclusive) gave points using Cred and MCs gave points with GoodScore!!
Only wierd thing was Visa Platinum didn't give anything using Cred !!

Oh then time to close platinum card.
I yet to receive points in signature too. Will confirm when i receive

 

[Ram1]

Rece

Received rp for this payment?

No not received yet

 

[karanssh]

When does ebixcash GPR card cashback get credited? tried to do a test txn last month but no cb yet.

 

[Animal]

Interesting...coz I didn't get any rewards for same merchant name !! 🤔

As few folks have already mentioned that it’s always a hit or miss with CRED.

 

[alpha2betaa]

Phonepe not giving me Debit card option for 1.3L payment
Last week it gave me DC option 🥴

Even Paytm is only showing bank accounts.

🤦‍♂️

Ok, so here is how I did my 1.38L payment thru Goodscore..and INDUSIND MC DC
I deleted all my saved DC's from my PhonePe app, then deleted PhonePe app itself
Then went to Goodscore app and proceeded for payment thru DC and it went thru smoothly...

Will check MCC today and lets hope for the RP's..

 

[saber.mbt]

What, is it?
Can anybody confirm this?

Indusind Platinum credit card provides milestone reward points for 2 lakh

Both my Indus Visa DCs (Select + Exclusive) gave points using Cred and MCs gave points with GoodScore!!
Only wierd thing was Visa Platinum didn't give anything using Cred !!

Yes platinum dc is dead an year ago. Platinum credit card have milestone and waiver for annual spends.. Mcs give reward above 2 lakhs in that app?

 

[mojo_jojo123]

an

Ok, so here is how I did my 1.38L payment thru Goodscore..and INDUSIND MC DC
I deleted all my saved DC's from my PhonePe app, then deleted PhonePe app itself
Then went to Goodscore app and proceeded for payment thru DC and it went thru smoothly...

Will check MCC today and lets hope for the RP's..

any other upi app was installed ?

 

[vsan3qt]

For SBi virtual debit card , how many day will take to reflect the reward points details for new customer. If i made a payment through MobiKwik will I get rewards!

 

[Exewhyzee]

Tu idhar udhar ki baat mat kar..
Ye bata aaj kaun si method work kar rhi hai.

 

[alpha2betaa]

an

any other upi app was installed ?

yes, Paytm is installed

 

[mobsol2017]

For SBi virtual debit card , how many day will take to reflect the reward points details for new customer. If i made a payment through MobiKwik will I get rewards!

For new account holders it takes approx. 90 days from account opening date. All eligible transactions done during this period will get points only exclusion is wallet load so don't take much load and keep transacting.

 

[Abhishek012]

Is this correct calculation or not for Indus Signature debit card


Detailed breakdown of the calculation
Here is the step-by-step breakdown of how this figure is reached, based on the reward tiers:

• Tier 1:Spend ₹5,000 to earn 2 points per ₹200.
  • 5000 / 200 * 2 = 50 points
• Tier 2:Spend the next ₹5,000 (from ₹5,001 to ₹10,000) to earn 3 points per ₹200.
  • 5000 / 200 * 3 = 75 points
• Tier 3:Spend the next ₹10,000 (from ₹10,001 to ₹20,000) to earn 4 points per ₹200.
  • 10,000 / 200 * 4 = 200 points
• Tier 4:Spend the next ₹20,000 (from ₹20,001 to ₹40,000) to earn 5 points per ₹200.
  • 20,000 / 200 * 5 = 500 points
• Tier 5:All spending above ₹40,000 earns 6 points per ₹200. You still have 2,175 points left to earn.
  • 3000 (total cap) - 50 - 75 - 200 - 500 = 2,175 points remaining
  • To find the required spend, divide the remaining points by the points-per-rupee rate in this tier.
    • 2,175 points / (6 points per ₹200) * 200 = ₹72,500
• Total Spend:Add up the spend from all tiers.
  • ₹5,000 + ₹5,000 + ₹10,000 + ₹20,000 + ₹72,500 = ₹1,12,500

only Indusind Visa Signature and Mastercard World Debit Card offer rewards -

Cumulative Amount	Points	Cumulative	Value of Points	Cumulative	Percent Savings per block	Cumulative % Savings
5000	50	50	17.5	17.5	0.35	0.35
10000	75	125	26.25	43.75	0.53	0.44
20000	200	325	70	113.75	0.70	0.57
30000	250	575	87.5	201.25	0.88	0.67
40000	250	825	87.5	288.75	0.88	0.72
50000	300	1125	105	393.75	1.05	0.79
60000	300	1425	105	498.75	1.05	0.83
70000	300	1725	105	603.75	1.05	0.86
80000	300	2025	105	708.75	1.05	0.89
90000	300	2325	105	813.75	1.05	0.90
100000	300	2625	105	918.75	1.05	0.92
112500	375	3000	131.25	1050	1.05	0.93
TOTAL	3000		1050

Maximum Reward Point which can be earned in Mastercard World is 3000 reward point (same as Visa Exclusive Signature). Link - https://www.indusind.bank.in/in/en/personal/Indus-Rewards-program.html

Not many are aware that we can get 2 more debit cards issued for free in the same Inudsind Exclusive Account, which would have their own separate cashback capping.

 

[Abhishek012]

i have RBL Signature+ debit card....which app or platforms are useful to pay cc bill without any Convenience charges?

1) Axis app for axis cc bill pay (read the post for full details)

2) Goodscore app - minimum cc bill pay 2 lakhs+ to get DC option but some user now got 1 lakh+ cc bill too DC option (read the post for full details)

3) Ebixcash + ebixcash card + Payzapp full kyc trick - effectively no charges (read the post for full details)

4) Cred app - Visa card variant, if merchant name is same as i mentioned in my post (read the post for full details).

5) vi app or web - only half reward cashback (read the post for full details)

 

[Animal]

1) Axis app for axis cc bill pay (read the post for full details)

2) Goodscore app - minimum cc bill pay 2 lakhs+ to get DC option but some user now got 1 lakh+ cc bill too DC option (read the post for full details)

3) Ebixcash + ebixcash card + Payzapp full kyc trick - effectively no charges (read the post for full details)

4) Cred app - Visa card variant, if merchant name is same as i mentioned in my post (read the post for full details).

5) vi app or web - only half reward cashback (read the post for full details)

I was able to pay 1.15L using Indus MC DC.