Best way to pay HDFC Credit card bill payment over 1.50 lakhs

[polahitesh]

Hello guys can anyone help me with the best option for credit card payment for my HDFC TATA neu card around 1.50 lakhs.

 

[Anupama_Jha]

Hello guys can anyone help me with the best option for credit card payment for my HDFC TATA neu card around 1.50 lakhs.

BOI debit card.

A

Revaluation Thread 'Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:'

Oct 2, 2025

Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:

From 01.09.2025, all exclusion on PoS and E-commerce transactions using BOI Debit Card have been removed.
Maximum 10,000 points per month can be accumulated by a customer having Debit Card or Credit Card under common customer ID or CIF.

Card-wise Bonus (RuPay Select Debit Card Only)	3 Point	Transaction value should be more than Rs.10,000/- per transaction Transaction should be done using RuPay Select Debit Card.

...

• Abhishek012
• boi credit card debit card rupay visa
• Replies: 226
• Forum: Debit Card

• 

 

[polahitesh]

BOI debit card.

A

Revaluation Thread 'Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:'

Oct 2, 2025

Now 0.75% to 1% or more for Credit Card Bill payment using BOI RuPay Select Debit Card:

From 01.09.2025, all exclusion on PoS and E-commerce transactions using BOI Debit Card have been removed.
Maximum 10,000 points per month can be accumulated by a customer having Debit Card or Credit Card under common customer ID or CIF.

Card-wise Bonus (RuPay Select Debit Card Only)	3 Point	Transaction value should be more than Rs.10,000/- per transaction Transaction should be done using RuPay Select Debit Card.

...

• Abhishek012
• boi credit card debit card rupay visa
• Replies: 226
• Forum: Debit Card

• 

Don't have BOI debit card😞

 

[polahitesh]

I have HDFC Debit cards, SBI debit card

 

[Anupama_Jha]

I have HDFC Debit cards, SBI debit card

Use SBI dc at sbi unipay for 0.25 cb upto 5L

 

[HumorSimpson]

Use SBI dc at sbi unipay for 0.25 cb upto 5L

Doesn't it give extra 0.25 for 1L spend 🤔

@drvirag 👀

 

[Anupama_Jha]

Doesn't it give extra 0.25 for 1L spend 🤔

@drvirag 👀

Wo kabhi aa rha, kabhi nhi. I got only 1k for 5L bill payments done in July.

 

[HumorSimpson]

Wo kabhi aa rha, kabhi nhi. I got only 1k for 5L bill payments done in July.

5L any edu fee or any big events purchases?

 

[Anupama_Jha]

5L any edu fee or any big events purchases?

Manufactured spends 🙂

 

[drvirag]

Doesn't it give extra 0.25 for 1L spend 🤔

@drvirag 👀

I never calculated any cb or rewards. Jo bank wale de dete hain usme khush ho leta hu

 

[Dr.AMAN]

1.5L is a big amount. Dont use shady apps for some peanuts cashback. If it gets stuck then the penalty+ interest will be very high. Use SBI DC if u have otherwise just usual Indmoney/CRED/Slice etc. Mental peace is more imp. than 0.25-0.5% cashback

 

[aishwarya]

1.5L is a big amount. Dont use shady apps for some peanuts cashback. If it gets stuck then the penalty+ interest will be very high. Use SBI DC if u have otherwise just usual Indmoney/CRED/Slice etc. Mental peace is more imp. than 0.25-0.5% cashback

I agree with this