PhonePe, HDFC Bank launch co-branded RuPay credit card with UPI integration

[damn]

PhonePe HDFC Bank Credit Card | RuPay Benefits & Rewards

Get your PhonePe HDFC Bank RuPay Credit Card today! Enjoy amazing reward points, discounts, and a 1% fuel surcharge waiver. Apply seamlessly online.

www.phonepe.com

New card launch just now; will be available to apply for from app only.
@SSV

 

[Tarun239]

how old is your cibil profile?

9 yrs old

 

[SSV]

9 yrs old

then dont worry about number of enquiries...unless it is abnormally high
how many enquiries in the last 3 ,6 and 12 months..?

 

[Tarun239]

then dont worry about number of enquiries...unless it is abnormally high
how many enquiries in the last 3 ,16 and 12 months..?

In last 6 months 5 enquiries, will try for sbi variant once again, was rejected earlier due to overleverage, already around 70 credit cards( mine plus wife), it's getting difficult to manage so many.

 

[SSV]

In last 6 months 5 enquiries, will try for sbi variant once again, was rejected earlier due to overleverage, already around 70 credit cards( mine plus wife), it's getting difficult to manage so many.

SBI variant you will never get with overleverage issue unless they change the rules.. enquries wont matter in this case..

with this there is real benefit of 10% off of electricity bills .. you need to reap the benefits while they last..
think about it...

 

[kuchbhikuchbhi is verified member.]

I have 4,getting same offer, don't think they will approve 5 th card

I have even seen people with 6 hdfc cards

 

[SSV]

I have even seen people with 6 hdfc cards

then a very good sign @Tarun239 .. go for the kill.. apply for this card..
all the best

 

[Strange]

Maine bhi apply kar diya Ultimo.

existing HDFC CC credit limit kya hai?

 

[newmakerhere]

I also

I am getting FYF offer now on both the variants...

Annual fee waiver is only 50k for ultimo, which is a very good deal i thi

I

then a very good sign @Tarun239 .. go for the kill.. apply for this card..
all the best

also getting same offer. FYF and waive off if 50k spend. But when I click product benefit I can see 499 fees and 100k waive off for 2nd year. Screenshot attached

 

[SSV]

I also

I

also getting same offer. FYF and waive off if 50k spend. But when I click product benefit I can see 499 fees and 100k waive off for 2nd year. Screenshot attached

it is confusing then..
may be 50K spend limit is also one time offer during period.. we dont know..
lets see..

I should have taken SS..

 

[iimadarsh]

Sbi aur isme konsa best rhega

 

[newmakerhere]

then a very good sign @Tarun239 .. go for the kill.. apply for this card..
all the best

My existing credit limit is 110k. If I apply ultimo then is it possible they may issue UNO. Because my limit is less than 150k (same rule as tata neu)

 

[SSV]

Sbi aur isme konsa best rhega

SBI one is a much better card for its generous CB limit per month..

but it is very difficult to get SBI card due to overleverage issue..
this HDFC Phonepe card is also a decent one to have.

 

[SSV]

My existing credit limit is 110k. If I apply ultimo then is it possible they may issue UNO. Because my limit is less than 150k (same rule as tata neu)

I think you wont get Ultimo .. while applying it will change to uno..

see this , for this user..

Post in thread 'HDFC PHONEPE ULTIMO CARD'

Oct 9, 2025

Getting this over here

• itzmycard

• 
• 

 

[darkjediknight]

I have applied as well. Let’s see if they approve it 🤞

Question - Is Pixel CC counted as HDFC card? If yes, then I have 3 cards, else 2.

 

[SSV]

I have applied as well. Let’s see if they approve it 🤞

Question - Is Pixel CC counted as HDFC card? If yes, then I have 3 cards, else 2.

whether they count it or not.. you dont have too many cards..

all the best

 

[Strange]

I have applied as well. Let’s see if they approve it 🤞

Question - Is Pixel CC counted as HDFC card? If yes, then I have 3 cards, else 2.

existing HDFC CC limit?

 

[darkjediknight]

whether they count it or not.. you dont have too many cards..

all the best

To you as well 🤞

 

[Shaktimaan V2.0]

As per PhonePe website and HDFC credit card pages, it is showing 200k for annual spend waiver. But in phonepe app it is showing 50k only. Maybe we should take screenshot and get mail confirmation to avoid confusion in the future.

 

[darkjediknight]

existing HDFC CC limit?

11L current limit. Holding Infinia and Biz Black

 

[nikhilv0303]

Ultimo doesn’t reward on Insurance via PhonePe?