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HDFC PHONEPE ULTIMO CARD
Once enquiries happen mostly by tomorrow, you should get decision either tomorrow or a day after tomorrow..
99% you will get it... unless you have some delayed payments before or some issues like that...
all the best
on the way hi hai bas card 🤪
most of the people got CIBIL / CRIF checks.. once that is done you have 90% of cahce you get approval on the same date..
otherwise the next day..
lets hope for the best...
I am happy that I got the approval, because I haven't applied for any CC in the last 14/15 months...like proper from the scratch application...(ie. Not the pre approved cards)..
So tested my over over leverage situation successfully...
need to tidy up my portfolio...
recently closed two amex cards PT and Gold.. still more cleanup is there...
my enquiries history...
So tested my over over leverage situation successfully...
need to tidy up my portfolio...
recently closed two amex cards PT and Gold.. still more cleanup is there...
my enquiries history...
My SCB card application was rejecte then possibly because of lots of enquiries or over leverage..
Because of that only I stopped applying for any cards for 14 months...
Now I lost interest in them...
APproval email has application link.. in which all detail will be there..
the first part is attached here..
Interestigly the pricing details are empty...
guys, share what do you have in this column for you...
the first part is attached here..
Interestigly the pricing details are empty...
guys, share what do you have in this column for you...
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the password is: your first name in capital letters ( may be first 4 letters or full first name) + DDMM of your birthday
You should see some movement in a day or two...
My obesrvation till now is : rejection is happening mostly in the earlier stages of application...
If repayment track is bad, then what is the point of offering Limit Enhancement or any kind of upgrade....and reject Ultimo Card..
I have written to PNO seeling more clarity on how to improve repayment track apart from paying the bills on time which makes me eligible for limit enhancement and card upgraded but can't receive the "prestigious" Ultimo Card
some1anywhere
TF Legend
After it was rejected, did you get any email with any explanation or excuse on why it was declined? Anything like this?
To serve our customers with best-in-class experiences and services, we follow a thorough scrutiny and application process. Every application must pass through that process. Unfortunately, your application could not pass through this check for the following reasons.APPLICATION DOES NOT MEET INTERNAL POLICY GUIDELINESWe extend our gratitude for choosing us and look forward to offering you our best services in the future.For the past 1 month
Closed one of my Axis cc (was holding - 3 cc) to get Supercard Pro - No luck - still waiting
Applied for SBI Cashback and got rejected
Applied for IDFC HP POWER cc and got rejected
Applied for ICICI HPCL cc and got rejected
Applied for HDFC SWIGGY cc FYF and i refused to do KYC as i later found it not useful to me
Thought my new CC days are over - holding 15+ cc in total
To my SURPRISE got approved for HDFC PHONEPE ULTIMO 😎
I already hold 3 HDFC cc with overall limit of 3.5 L (previously 4 L, shared 50k for PIXEL)
REGALIA - LTF
TATA NEU PLUS - LTF
PIXEL - LTF
Closed one of my Axis cc (was holding - 3 cc) to get Supercard Pro - No luck - still waiting
Applied for SBI Cashback and got rejected
Applied for IDFC HP POWER cc and got rejected
Applied for ICICI HPCL cc and got rejected
Applied for HDFC SWIGGY cc FYF and i refused to do KYC as i later found it not useful to me
Thought my new CC days are over - holding 15+ cc in total
To my SURPRISE got approved for HDFC PHONEPE ULTIMO 😎
I already hold 3 HDFC cc with overall limit of 3.5 L (previously 4 L, shared 50k for PIXEL)
REGALIA - LTF
TATA NEU PLUS - LTF
PIXEL - LTF
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