⚠️ Major Update for RuPay Select Debit Card Holders
Bank of Baroda has informed customers that effective 03-Nov-2025, NPCI has revised the complimentary domestic airport lounge access policy for all RuPay Select Debit Cards (RSDC). Now, to avail one complimentary lounge access per quarter, cardholders must spend a minimum of ₹5,000 (POS or E-commerce) in the previous quarter.
THIS WILL SURELY BE FOLLOWED BY OTHER RSDC ISSUING BANKS, SOON!
TIME TO SAY GOOD BYE TO RSDC?
💬 What this means:
🔸 This marks a major devaluation of the RSDC benefits — the card was earlier positioned as a premium lifestyle & wellness card with effortless lounge access.
🔸 Now, even RuPay Platinum offers better direct value with fewer conditions.
🔸 The move suggests that other benefits (gym, spa, OTT, etc.) may also become spend-linked in the near future, following the same trend.
🔸 What was once a “Select” card experience is now turning into a conditional benefit model, similar to entry-level variants.
💡 Takeaway:
If you hold the BoB RuPay Select Bhoomi Debit Card or any other RSDC variant — review your quarterly spends and benefit eligibility. This update signals a shift in how banks and networks may restructure lifestyle privileges around minimum spend thresholds.
Banking benefits are no longer static — they’re increasingly performance-based.
Bank of Baroda has informed customers that effective 03-Nov-2025, NPCI has revised the complimentary domestic airport lounge access policy for all RuPay Select Debit Cards (RSDC). Now, to avail one complimentary lounge access per quarter, cardholders must spend a minimum of ₹5,000 (POS or E-commerce) in the previous quarter.
THIS WILL SURELY BE FOLLOWED BY OTHER RSDC ISSUING BANKS, SOON!
TIME TO SAY GOOD BYE TO RSDC?
💬 What this means:
🔸 This marks a major devaluation of the RSDC benefits — the card was earlier positioned as a premium lifestyle & wellness card with effortless lounge access.
🔸 Now, even RuPay Platinum offers better direct value with fewer conditions.
🔸 The move suggests that other benefits (gym, spa, OTT, etc.) may also become spend-linked in the near future, following the same trend.
🔸 What was once a “Select” card experience is now turning into a conditional benefit model, similar to entry-level variants.
💡 Takeaway:
If you hold the BoB RuPay Select Bhoomi Debit Card or any other RSDC variant — review your quarterly spends and benefit eligibility. This update signals a shift in how banks and networks may restructure lifestyle privileges around minimum spend thresholds.
Banking benefits are no longer static — they’re increasingly performance-based.
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