BOB ICSI Diamond Credit card

[Gautham]

Is this new BoB credit card? page as only for ICSI members. What is that?

Reward structures looks lot like BoB Select card as it has get 999RPs on 5 transactions of 1k or more..

One interesting reward structure is: 3,999 reward points every quarter, on spending more than your card’s credit limit.

Means overlimit or that quarter spending should be greater than credit limit?

Looks very good card as it is LTF but ICSI membership is listed as required.

More details:

Credit Cards – Benefits, Features, Best Credit Cards in India – BOBCARD

Credit Cards - When it comes to credit cards, BOBCARD is a top contender in India, offering a range of benefits and features that cater to various needs. From cashback and rewards programs to exclusive discounts, BOBCARD stands out as one of the best options for credit cardholders in India.

www.bobfinancial.com

 

[NOOBY]

Is this new BoB credit card? page as only for ICSI members. What is that?

Reward structures looks lot like BoB Select card as it has get 999RPs on 5 transactions of 1k or more..

One interesting reward structure is: 3,999 reward points every quarter, on spending more than your card’s credit limit.

Means overlimit or that quarter spending should be greater than credit limit?

Looks very good card as it is LTF but ICSI membership is listed as required.

More details:

Credit Cards – Benefits, Features, Best Credit Cards in India – BOBCARD

Credit Cards - When it comes to credit cards, BOBCARD is a top contender in India, offering a range of benefits and features that cater to various needs. From cashback and rewards programs to exclusive discounts, BOBCARD stands out as one of the best options for credit cardholders in India.

www.bobfinancial.com

You can apply only if you are ICSI member, so this CC is not for all

 

[Gautham]

what's ICSI?

 

[Walter White]

what's ICSI?

Institute of Company Secretaries of India

 

[Walter White]

Is this new BoB credit card? page as only for ICSI members. What is that?

Reward structures looks lot like BoB Select card as it has get 999RPs on 5 transactions of 1k or more..

One interesting reward structure is: 3,999 reward points every quarter, on spending more than your card’s credit limit.

Means overlimit or that quarter spending should be greater than credit limit?

Looks very good card as it is LTF but ICSI membership is listed as required.

More details:

Credit Cards – Benefits, Features, Best Credit Cards in India – BOBCARD

Credit Cards - When it comes to credit cards, BOBCARD is a top contender in India, offering a range of benefits and features that cater to various needs. From cashback and rewards programs to exclusive discounts, BOBCARD stands out as one of the best options for credit cardholders in India.

www.bobfinancial.com

Holding an ICAI Version of this card which has similar benefits. For selected spends (online/dining/utilities), the returns can go as high as 6-6.5%

 

[manishtaneja90]

Holding an ICAI Version of this card which has similar benefits. For selected spends (online/dining/utilities), the returns can go as high as 6-6.5%

How you are 6-6.5% return

 

[Walter White]

How you are 6-6.5% return

It has a similar use case as Amex Gold Card.

You get 1000 points on 5*1000 spends which is equivalent to 5% discount as 1RP=0.25. On selected spends, you do get 1.25% return. So, the best case scenario is 6.25% every month. Slightly more in the first year due to 1000 points as joining bonus. Getting 4.9-5% return is an easy task on this card. Anything above that depends on where you are using this card on.

 

[akshayhs]

on spending more than your card’s credit limit.

This means basically if your card limit is 1 lakh and the quarterly spending is more than 1 lakh then you get the bonus.

 

[UnboundedTravelInfinite]

It has a similar use case as Amex Gold Card.

You get 1000 points on 5*1000 spends which is equivalent to 5% discount as 1RP=0.25. On selected spends, you do get 1.25% return. So, the best case scenario is 6.25% every month. Slightly more in the first year due to 1000 points as joining bonus. Getting 4.9-5% return is an easy task on this card. Anything above that depends on where you are using this card on.

1000 points on 5 txn, is this still active??

 

[jeevanreddy58]

1000 points on 5 txn, is this still active??

@Walter White Please clarify if this monthly milestone is still active. Can not find it on bob site.
I will be receiving the ICAI card this week.
Also Can I apply for Eterna once I get this ICAI card or I need to wait for 3 months/1year for upgrade request? I have got 2L limit on ICAI card.

 

[Abhishek012]

Is this new BoB credit card? page as only for ICSI members. What is that?

Reward structures looks lot like BoB Select card as it has get 999RPs on 5 transactions of 1k or more..

One interesting reward structure is: 3,999 reward points every quarter, on spending more than your card’s credit limit.

Means overlimit or that quarter spending should be greater than credit limit?

Looks very good card as it is LTF but ICSI membership is listed as required.

More details:

Credit Cards – Benefits, Features, Best Credit Cards in India – BOBCARD

Credit Cards - When it comes to credit cards, BOBCARD is a top contender in India, offering a range of benefits and features that cater to various needs. From cashback and rewards programs to exclusive discounts, BOBCARD stands out as one of the best options for credit cardholders in India.

www.bobfinancial.com

@Walter White Please clarify if this monthly milestone is still active. Can not find it on bob site.
I will be receiving the ICAI card this week.
Also Can I apply for Eterna once I get this ICAI card or I need to wait for 3 months/1year for upgrade request? I have got 2L limit on ICAI card.

Apply RuPay variant only.

 

[jeevanreddy58]

Apply RuPay variant only.

View attachment 43460

They gave rupay by default. Card is not delivered yet. But I got details from Bob app and Limit is 2L.
As it is LTF , I applied. Waste card. Useful for bank offers.
Will plan for upgrade to Eterna if they accept. May be after couple of months.

 

[manishtaneja90]

They gave rupay by default. Card is not delivered yet. But I got details from Bob app and Limit is 2L.
As it is LTF , I applied. Waste card. Useful for bank offers.
Will plan for upgrade to Eterna if they accept. May be after couple of months.

They dont accept. I am using ICAI Card from last 3-4 years with Limit of 5L but they have not accepted my request to upgrade it as LTF Eterna. They offered me as chargeable card.

 

[ashwinkashwink is verified member.]

Apply RuPay variant only.

View attachment 43460

Get Mastercard Variant 😆

 

[manishtaneja90]

Get Mastercard Variant 😆

what is the benefit of mastercard

 

[Abhishek012]

what is the benefit of mastercard

Nothing, he is anti-India mastercard employee.

 

[ashwinkashwink is verified member.]

Nothing, he is anti-India mastercard employee.

RuPay is sasta Bekar 😜🤪

 

[CardSeeker]

RuPay is sasta Bekar 😜🤪

Bekar Ka Baap RUPAY

 

[ashwinkashwink is verified member.]

Bekar Ka Baap RUPAY

You are correct it's only suitable for Loot 😂 until NPCI bankrupt 🤣

 

[ashwinkashwink is verified member.]

what is the benefit of mastercard

Get Complementary Golf course access 😎