HDFC DCB (LTF) to Infinia upgrade. Need advice

[abhiaj_geek]

yes EPM wins over Infinia now any day .. Just missing piece is travel partners .. else for domestic flier EPM wins

The only issue with EPM is delayed issuance of points. Otherwise it is superior to infinia in every aspect

 

[mojo_jojo123]

The only issue with EPM is delayed issuance of points. Otherwise it is superior to infinia in every aspect

sahi pakre hai .. 🙂

 

[Kabir_1112]

yes EPM wins over Infinia now any day .. Just missing piece is travel partners .. else for domestic flier EPM wins

I think soon even icici will add more travel partners. Have to be patient. Maybe starting 2026.

 

[mojo_jojo123]

I think soon even icici will add more travel partners. Have to be patient. Maybe starting 2026.

y e s ... so try to get ICICI EPM . .forget HDFC now.

 

[theXfactor]

For me Infinia is still my card for international transactions with GVP program. Forex just comes down to 1% + Gst

 

[Indrajeet100]

Inspired by all this discussion I just dropped mail asking for upgrade though it will meet only spend criteria. I thought there is no harm in trying and anyways after meeting quarterly milestones for 3 quarters in a row, I have moved my spend to other cards and unlikely to meet spend criteria in future.

 

[theXfactor]

Inspired by all this discussion I just dropped mail asking for upgrade though it will meet only spend criteria. I thought there is no harm in trying and anyways after meeting quarterly milestones for 3 quarters in a row, I have moved my spend to other cards and unlikely to meet spend criteria in future.

DCB metal to Infinia?

 

[nikhilv0303]

Inspired by all this discussion I just dropped mail asking for upgrade though it will meet only spend criteria. I thought there is no harm in trying and anyways after meeting quarterly milestones for 3 quarters in a row, I have moved my spend to other cards and unlikely to meet spend criteria in future.

You moved spends to which card now?

 

[Indrajeet100]

You moved spends to which card now?

EPM for vouchers and Atlas for usually offline spends

 

[jyotimanb]

Inspired by all this discussion I just dropped mail asking for upgrade though it will meet only spend criteria. I thought there is no harm in trying and anyways after meeting quarterly milestones for 3 quarters in a row, I have moved my spend to other cards and unlikely to meet spend criteria in future.

Following this. Would like to know if it's a good news or bad.

 

[Indrajeet100]

Inspired by all this discussion I just dropped mail asking for upgrade though it will meet only spend criteria. I thought there is no harm in trying and anyways after meeting quarterly milestones for 3 quarters in a row, I have moved my spend to other cards and unlikely to meet spend criteria in future.

As expected, it is declined with nice mail. I wasn't expecting anything. So this time they did not go through ritual of asking salary slip etc. Just said doesn't meet internal criteria of spend and limit set. Spend was 8-9lacs in last six months and limit was 7.1lacs. I know it did not meet numbers mentioned here in forum but just a trial ballon as I knew spends may be even lesser on DCB in future.