From Generous to Gone: IDFC FIRST Bank's Debit Card Rewards End from 1st January 2026

[Giyu-san]

@Abhishek012 your mission is successful.

What is your problem man @Abhishek012 if others are getting rewards! 😡

 

[ccdc]

thanks to tf community of abusers and few fame chasers.....

 

[HumorSimpson]

@Abhishek012 be like 😈

 

[BhaiyaJi]

You know who

 

[Abhishek012]

@Abhishek012 be like 😈

Kya sab log tag kar rahe hai.

i always told RBL Debit Cards are the world's best debit card Ever Ever Ever Ever.

Koi devaluation nahi hota hai and bindass credit card bill payment karo, yaha tak ki NPS, Fastag, Property tax, govt spend etc par bhi mil jayega.

 

[Yugi]

All the reward programs are being curtained now.

 

[Vinay13]

thanks to tf community of abusers and few fame chasers.....

They are the one truely responsible. We should have a mechanism to block such people. Banks also have limitations

 

[Vinay13]

Kya sab log tag kar rahe hai.

i always told RBL Debit Cards are the world's best debit card Ever Ever Ever Ever.

Koi devaluation nahi hota hai and bindass credit card bill payment karo, yaha tak ki NPS, Fastag, Property tax, govt spend etc par bhi mil jayega.

now you said it , it will happen

 

[Donald J. Trump]

IDFC HAS OFFICIALLY KILLED ITS DEBIT CARD REWARD PROGRAM
View attachment 113664

We are committed to deliver greater value and a more rewarding banking experience, by updating our offerings to better serve customers who meet specific account requirements.
Effective 1st Jan’26, we are making the following changes to our Savings Account and Debit Card offerings:
1.Changes in First Rewards Program effective 1st Jan’26

•No Welcome Reward Points shall accrue on Debit Card activation and transactions
•No Reward Points accruals on all online and offline Debit Card transactions
•No Accelerated Reward Points on all Debit Card transactions
•We currently offer 250 reward points once per month, per bill payment. Going forward on successful payment, customers can earn 500 points per unique biller, once per month, for up to 3 months.
All accrued reward points earned, can be redeemed anytime through our mobile banking app. There will be no change in the redemption of accrued reward points.
2.Exciting New Benefits and ways to Earn Reward Points

•Exclusive Offers and Limited-Time Promotions: You’ll now enjoy access to specially curated deals and time-sensitive promotions, designed to bring you more value and unique experiences.
•With our exclusive range of Debit Cards, we offer complimentary insurance cover, enhanced withdrawal and purchase limits and offers across dining, shopping and travel.
3.Fair Usage Policy
To promote responsible usage of deposit products and associated services, the Bank will periodically define limits on certain transactions and services. These measures are aimed at safeguarding the banking infrastructure, preventing misuse, and ensuring consistent service quality for all customers. Please click here to know more about the Comprehensive Deposit Policy available on our website.
We are sharing this information with you well in advance to ensure complete transparency and care.

Thank you for choosing to bank with us. We believe that creating a new-age, ethical, customer-friendly, and world-class bank for India is a shared journey, and we truly value your trust and partnership as we move forward together.

 

[VasukiVasuki is verified member.]

muje to 1 CR, 1CR wale Pvt A/c holder ki chinta ho rahi hai 😔

10 lakh Wale ki v kro

 

[cardio_guycardio_guy is verified member.]

No wonder why all of a sudden today morning I got a call from the nearest idfc branch requesting to open the 25k MAB savings account. 😁

 

[Donald J. Trump]

10 lakh Wale ki v kro

@TripleAce dekhlo sir

Most of their services are free. I've a Future First SA, No MAB. So I'm going to keep it 🪓
Plus my branch is in BKC Naman Branch. Utni door kaun jayega band karane

 

[hender]

10 lakh Wale ki v kro

1 CR 😭😭😭😭😭😭😭😭😭😭😭😭😭
25 Lakh 😭😭😭😭😭😭😭
10 lakh😭😭😭😭
5 lakh😭😭😭
2 lakh😭😭
1 Lakh😭
0 Bal 🥳

 

[HumorSimpson]

@TripleAce dekhlo sir

You tagged the right person 🙏

 

[Donald J. Trump]

You tagged the right person 🙏

I know I have all his banking credentials 😂
All of his Quad Core cards as well

 

[vaibhav111vaibhav111 is verified member.]

i thought private customer could be spared but that isn't the case i received the same mail but i won't close my account cause of 7% interest on SB. with that said i'm not sure if there would be any future of "DC Reward" once in every year is excluded cause they will spend email to low spender and high spender get unbelievable amount needed to be spend.

 

[shazansalim]

Acha sila diya tune mere pyaar ka
Yaar ne he loot liya ghar yaar ka 💔


Was using IDFC Wealth debit card for debit spends of around 4 lac per month which would fetch around 10k rupees per month.

Details of devaluation are in the below attached screenshot.

Time to switch IDFC credit card for 2.5% reward rate.

Can anyone suggest a debit card with best reward rate for spends of around 4 lac per month. Thank you.

 

[R_A_J]

Kya sab log tag kar rahe hai.

i always told RBL Debit Cards are the world's best debit card Ever Ever Ever Ever.

Koi devaluation nahi hota hai and bindass credit card bill payment karo, yaha tak ki NPS, Fastag, Property tax, govt spend etc par bhi mil jayega.

mtlb bhai ne soft indication de dia hai....agla wicket RBL ka hai!

btw, me, who doesnt have either of these, thnking if I should be happy as there wont be any impact to me, or should I be sad as I missed this huge opportunity (now that people mentioning they recovered in lakhs)! 🥲😅

 

[Anindya98]

i thought private customer could be spared but that isn't the case i received the same mail but i won't close my account cause of 7% interest on SB. with that said i'm not sure if there would be any future of "DC Reward" once in every year is excluded cause they will spend email to low spender and high spender get unbelievable amount needed to be spend.

I will also hold the account, 7% Interest in SB.
Now IDFC will not downgrade most of the accounts due to the mass closure incoming.
I have some RPs in my accounts. Should I redeem before 31st Dec?

 

[kuchbhikuchbhi is verified member.]

kuch sathiyo ko tag kiya jaye

@pinki @6ix9ine @2025 @desiviru @Centurion_wala @Aniket @shu_sha_ @OptiCard @Karan. @nh124001 @drvirag @Beyond @Credit_Cards @Hope @koinahi @Kushagra_ @newmakerhere @Raghav2006 @surojitLaha