Axis Atlas Credit Card - Applications Closed from August 31st 2025

[NikhilG]

It is 3.2 after 1.5. Ur spends cannot excced 4.7L in total

No it's in tnc. It's 1.5 plus total credit limit.

 

[Dr.AMAN]

No it's in tnc. It's 1.5 plus total credit limit.

Yes u r right about the Credit limit+1.5L. I was talking about the shared limit. If ur limit reduces due to usage in other Axis card then u wont be able to cross the 4.7L per month limit.

 

[NikhilG]

Yes u r right about the Credit limit+1.5L. I was talking about the shared limit. If ur limit reduces due to usage in other Axis card then u wont be able to cross the 4.7L per month limit.

Is there any way to get magnus in a better limit rather than having on shared basis? Offline route said I'm not eligible as my salary is less than 2lakhs per month

 

[Dr.AMAN]

Is there any way to get magnus in a better limit rather than having on shared basis? Offline route said I'm not eligible as my salary is less than 2lakhs per month axis cards always

Axis cards always have shared limit. What you can do instead is try raising a Limit enhancement request with all income proofs for ur existing Axis card. If they increease the limit, then after that appy for Magnus online.

 

[NikhilG]

Axis cards always have shared limit. What you can do instead is try raising a Limit enhancement request with all income proofs for ur existing Axis card. If they increease the limit, then after that appy for Magnus online.

This axis neo was offered as a promotion with 10k limit. So 3 months back I initiated limit enhancement because I wanted atlas. They increased limit to 4.7 lakhs but I got busy in life and forgot to apply atlas. Not sure if they will increase my limit again. My in hand is 1.7 lakhs per month after tax deductions.

 

[NikhilG]

Axis cards always have shared limit. What you can do instead is try raising a Limit enhancement request with all income proofs for ur existing Axis card. If they increease the limit, then after that appy for Magnus online.

Do they charge fees for magnus in first billing cycle or they activate after we pay the fees?
Also if they charge in first billing cycle is the card pre activated or we have 30 days to activate it?

 

[Dr.AMAN]

This axis neo was offered as a promotion with 10k limit. So 3 months back I initiated limit enhancement because I wanted atlas. They increased limit to 4.7 lakhs but I got busy in life and forgot to apply atlas. Not sure if they will increase my limit again. My in hand is 1.7 lakhs per month after tax deductions.

No harm in trying for LE again. Tell them about ur upcoming heavy spends and long standing relationship with Axis. If lucky they might increase the limit again.

Do they charge fees for magnus in first billing cycle or they activate after we pay the fees?
Also if they charge in first billing cycle is the card pre activated or we have 30 days to activate it?

For all Axis cards they charge the fees in the 1st cycle itself. U will have to wait till physical delivery of the card for the activation PIN inside the envelope. Once u activate the card using the PIN received in the card envelope then they will immediately charge the joining fees. If u dont activate the card within 30 days then the card will get cancelled and no fees charged( but u cannot apply for another Axis card for next 90 days)