Need an account with free physical DC

[tuhin]

I was using IDFC mainly for Free DC with unlimited ATM withdrawal but they are introducing DC charges from Jan 26 onwards hence I have planned to close the account. Can anyone please suggest any alternative account where I can get similar facilities like Free Physical DC with Unlimited ATM withdrawal ?

Please exclude, HDFC Savings Max

 

[komal]

I was using IDFC mainly for Free DC with unlimited ATM withdrawal but they are introducing DC charges from Jan 26 onwards hence I have planned to close the account. Can anyone please suggest any alternative account where I can get similar facilities like Free Physical DC with Unlimited ATM withdrawal ?

Please exclude, HDFC Savings Max

Unlimited withdrawal that to free of cost no bank offers .

There are three options .
1. Take HDFC millennia DC and load money to wallet to recover the DC fees .
Fee 500+gst

2. Kotak 811 super A/C 5% cashback on online offline transaction fee 399

3. Open any PSU BSBDA account in SBI , BOB, BOI , CBI .
You will get free rupay classic DC LTF .

 

[itsnotbro]

Unlimited withdrawal would be hard to get. BOB Lite gives free DC and zero balance account. DC is lifetime free if you maintain 2k AMB (depends on branch location), otherwise its first year free only.. 20 withdrawal per month.

 

[komal]

Unlimited withdrawal would be hard to get. BOB Lite gives free DC and zero balance account. DC is lifetime free if you maintain 2k AMB (depends on branch location), otherwise its first year free only.. 20 withdrawal per month.

Canara aspire also gives rupay platinum dc free upto age of 28

 

[SUBARNA Mahato]

If you want bank account with physical DC with out cost
1. Just open bank of boroda lite savings account , maintaining 3000 AQB for metro ..No debit card charges,not even SMS charges..

If you want bank account without physical DC

1. Just open PNB normal savings account ,and deactivate your physical DC after registering net banking and PNB one app.. only 50-60 charges taken for sms alerts..

Best for me just open HDFC savings account with 2500 QAB in rural, get Millennia DC with 590 cost and enjoying 400 cashback every month by adding money in Amazon wallet by using Millennia DC.. even HDFC will reverse your debit card annual charges of 500 without GST as one time gesture.( While reversing debit card annual charges ,they mentioned that they reverse non maintanence charges ,but it's not non maintanence charges, it's actually debit card annual charges reversal). i have used HDFC general savings account maintaining 2500 QAB in rural branch of GARIA, Kolkata, HDFC didn't deduct single penny any sms charges since last 2 years..
Although PNB and Au savings account charge you around 50-60 annually as sms charges

 

[gauravraj]

If you want bank account with physical DC with out cost
1. Just open bank of boroda lite savings account , maintaining 3000 AQB for metro ..No debit card charges,not even SMS charges..

If you want bank account without physical DC

1. Just open PNB normal savings account ,and deactivate your physical DC after registering net banking and PNB one app.. only 50-60 charges taken for sms alerts..

Best for me just open HDFC savings account with 2500 QAB in rural, get Millennia DC with 590 cost and enjoying 400 cashback every month by adding money in Amazon wallet by using Millennia DC.. even HDFC will reverse your debit card annual charges of 500 without GST as one time gesture.( While reversing debit card annual charges ,they mentioned that they reverse non maintanence charges ,but it's not non maintanence charges, it's actually debit card annual charges reversal). i have used HDFC general savings account maintaining 2500 QAB in rural branch of GARIA, Kolkata, HDFC didn't deduct single penny any sms charges since last 2 years..
Although PNB and Au savings account charge you around 50-60 annually as sms charges

which app? ( in screenshot)

 

[SUBARNA Mahato]

which app? ( in screenshot)

CRED app , generally we use for CC bill payment