ICICI Emeralde upgrade offer- Glitch/mistake or Difference of Platform

[ashcrow]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

 

[CardMintz]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

It's Plastic Variant not Emerald Private Metal Credit 💳
Very low benefits as compared to fee

 

[pranjal1984]

I have seen feedback here where even after selecting the zero joining fee offer in iMobile, ICICI Bank has debited Rs 12000 joining fees for this card. So tread with caution. Do not go ahead with this card as fee wise benefit is very low and this will block future ICICI card upgrade.

 

[drvirag]

I have seen feedback here where even after selecting the zero joining fee offer in iMobile, ICICI Bank has debited Rs 12000 joining fees for this card. So tread with caution. Do not go ahead with this card as fee wise benefit is very low and this will block future ICICI card upgrade.

U mean if any1 take emerald plastic he can never upgrade to metal?

 

[drvirag]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

I am getting same offer. But i feel 12k for this card is too much.

 

[pranjal1984]

U mean if any1 take emerald plastic he can never upgrade to metal?

Previously Emeralde PVC owners were getting upgraded to EPM. But after launch of iShop, they are not upgrading. I am also going to close my Emeralde PVC in coming months.

 

[Nandha]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

I have recently got this card about 3 months back with full fees.

Only take it if you can spend 10L per year without breaking a sweat. Because other than unlimited lounge for only primary card holder and the BOGO BookMyShow offers its a good for nothing credit card with mere 1% reward rate. So Please take it if you don't have any other high end cards or rewarding cards such as infinia/DCB metal.



I have already spent about 8L with this and got DCB metal recently. So once I cross 10L most likely I am gonna dispose this credit card around the end of its aniversary year.

 

[ALOAK]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

Even i get the same upgrade option and it show visa platinum. If somw one is regular air travller this card as unlimited lounge access other than this card amex plat chg and hdfc diner i finia give unlimited lounge access that not much of use foe the fee and i also came to know that it is visa infinite but on upgrade it shows visa platinum.. been skpetic did not go ahead with upgrade. Not sure if the this card is valuble rewards 1 percent less for a 12k fee

 

[pranjal1984]

Even i get the same upgrade option and it show visa platinum. If somw one is regular air travller this card as unlimited lounge access other than this card amex plat chg and hdfc diner i finia give unlimited lounge access that not much of use foe the fee and i also came to know that it is visa infinite but on upgrade it shows visa platinum.. been skpetic did not go ahead with upgrade. Not sure if the this card is valuble rewards 1 percent less for a 12k fee

Visa Platinum only mentioned in upgrade options. Actual card is Visa Infinite but of no use. Even no unlimited lounges for add ons

 

[ashwinikumar900]

Hi @TFian,
Recently, I saw my ICICI iMobile app on IOS and saw that I'm getting an upgrade offer of 0(Zero) Joining Fee, but with a Rs12,000 Annual fee. To verify the same, I check the Online ICICI portal, and the picture was different at the ICICI internet banking portal, with Rs 12000 Joining Fee and Annual Fee.

The offer shown is only on the Mastercard variant, the Visa variant is chargeable.

Is this a Glitch or a mistake, or a difference due to the platform? Should I go with the 0 Joining Fee?

Note: Received this offer after upgrading the iMobile App

I don't think it's a glitch. I am getting this same offer as well. But after some consultations from this community, I decided not to opt. I already have Times Black, Sapphire Rupay, Coral Rupay, Amazon Pay, and Platinum. The only prospect which let me even think about this card was the chances of getting Emerald Private in the future, but it turns out it doesn't help in that.

 

[Bodhi]

I don't think it's a glitch. I am getting this same offer as well. But after some consultations from this community, I decided not to opt. I already have Times Black, Sapphire Rupay, Coral Rupay, Amazon Pay, and Platinum. The only prospect which let me even think about this card was the chances of getting Emerald Private in the future, but it turns out it doesn't help in that.

Why don't you check with the customer care? No harm in getting another premium card without any charge.

I got an Emeralde plastic card - LTF via imobile app.

Best

 

[Saral]

Why don't you check with the customer care? No harm in getting another premium card without any charge.

I got an Emeralde plastic card - LTF via imobile app.

Best

When did u apply?

 

[Bodhi]

D

When did u apply

I didn't apply. It was a pre-approved offer which I availed last year in June.

 

[Saral]

D


I didn't apply. It was a pre-approved offer which I availed last year in June.

Generally emerald plastic doesn't come as ltf in pre approved too

 

[arthurmorgan]

I’m seeing the offer as well and I no where spend or can spend close to 10L on a single card, so it’s a pass I think

 

[Saral]

I’m seeing the offer as well and I no where spend or can spend close to 10L on a single card, so it’s a pass I think

U are getting Lifetimefree too?

 

[ShanAnshu]

I'm also getting the same FYF Emerald PVC offer on iMobile iOS for the Mastercard variant

 

[Saral]

An

I'm also getting the same FYF Emerald PVC offer on iMobile iOS for the Mastercard variant

You share how to check?

 

[arthurmorgan]

U are getting Lifetimefree too?

Annual charges are there