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LTF BOB Eterna Credit Card

jetesh

TF Legend
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis.

eterna-web-banner-14.webp

For more details visit: https://www.bobcard.co.in/credit-card-types/eterna

Credit Card features:
 

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Last edited:
My CC statement generation date is 15th of every month ... if I close my card today ... when can I get PAN removed?

Since I hadn't spent on my Premier CC ... no statement would be emailed ... what would be the correct date to initiate PAN removal.

I'm thinking of taking a chance, hoping I get the Eterna CC LTF.
Just close today, mail them to remove PAN after 15.. maybe 16/17.
 
My net salary is below their limit but my annual income is above 12 times of their monthly net salary limit. Will they accept ITR in place of / along with pay slips?

Are they very strict with the net salary limit or show some flexibility based on other factors like credit score, employer, etc., if applied through branch?
 
My net salary is below their limit but my annual income is above 12 times of their monthly net salary limit. Will they accept ITR in place of / along with pay slips?

Are they very strict with the net salary limit or show some flexibility based on other factors like credit score, employer, etc., if applied through branch?
there's some leeway - i have seen approvals with 11lpa as well
 
My CC statement generation date is 15th of every month ... if I close my card today ... when can I get PAN removed?

Since I hadn't spent on my Premier CC ... no statement would be emailed ... what would be the correct date to initiate PAN removal.

I'm thinking of taking a chance, hoping I get the Eterna CC LTF.
I have closed card on 20th Oct and my statement cycle was 3rd Nov.. Still not able to apply yet
 
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