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LTF BOB Eterna Credit Card

jetesh

TF Legend
BOB is offering the Eterna Credit Card on a Lifetime Free (LTF) basis.

eterna-web-banner-14.webp

For more details visit: https://www.bobcard.co.in/credit-card-types/eterna

Credit Card features:
 

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NTB, applied online through Cred, whole process was smooth, did Vkyc on last Sunday, card generated on Thursday and received today. No office/home verification. This was unexpectedly fast from a PSU!

I am also seeing a link in my Cred. In the offer details, it is mentioned that I have to apply for Premier Card using the link.

Did your Cred link mention that you have to apply for Eterna?
 
please tell everything in detail, I'm holding Premier as well and statement date is 16th of every month ... so, for me, each information matters as there's only one more statement generation left on 16th December and offer end date will be merely 2 weeks after that
close your card, it will take around 3-4 days. once closed, raise a request for pan removal and after 5 days just try to apply card
 
close your card, it will take around 3-4 days. once closed, raise a request for pan removal and after 5 days just try to apply card
i aslo closed today my bob easy 2 years old with less limit ,so i recieved a varification call i gave concent to close, i ask her when to email for pan remove, she told please send email us on 15 dec for pan removal,but my bill generation date is 1 dec-25
 
close your card, it will take around 3-4 days. once closed, raise a request for pan removal and after 5 days just try to apply card
After card closure, will I have to wait for PAN removal only after statement is generated?

Asking this because even I close my Premier CC today, statement generation will be on 16th December now and if I raise request for PAN removal on 17th December ... then almost consider that I'll be applying for the card around 1 week before the offer expires ... around 22nd - 23rd December
 
i aslo closed today my bob easy 2 years old with less limit ,so i recieved a varification call i gave concent to close, i ask her when to email for pan remove, she told please send email us on 15 dec for pan removal,but my bill generation date is 1 dec-25
If that's the case, I should now forget about PAN removal since my statement will generate on 16th December and raising request for PAN removal 2 weeks later will be 30/31 December 😒
 
As per my observation, existing BOB customers are consistently facing issues when applying for the ETERNA credit card online. Interestingly, non-BOB customers seem to have a smoother experience, including successful vKYC completion.

In my opinion, you should go through the offline route—either via BOB branches or authorized agents. The success rate is significantly higher compared to applying online.
 
divykk:
Anyone has any idea if a very old dormant account could be an issue for NTB criteria?
@jetesh sir if you have any idea?
Any possibility to apply Eterna LTF if unable to close this dormant account since this was in different city
You need to NTB for bob credit card only. Bank account doesn't count for their credit card criteria
Its better to go for an offline mode via agents or branch.
 
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