Credit card opened and closed @2025

[hender]

 

[kuchbhikuchbhi is verified member.]

@Hope . .

 

[nikhilv0303]

Opened
ICICI EPM

Closed
Axis Shopper Stop (Citi Migrated)
DBS Bajaj CC

Wanted but Rejected
SBI PhonePe Black

Fomo but avoiding till now
BoB Eterna
Axis Rewards/Priviledge
CSB Edge+
Scapia
HSBC Live+/Premier

Reduced Credit Limit (to solve for overleverage)
ICICI EPM
AU Zenith+

 

[prankster]

Opened :
DBS Spark 5
PNB RS
Axis supermoney
SBI bpcl
SBI Phonepe
Slice CC
BoB Eterna

Closed : none

 

[komal]

Opened : kiwi & money back +

Closed : neo and myzone

Closed idfc millennia & kiwi

 

[HumorSimpson]

Closed idfc millennia & kiwi

Why kiwi? Atleast you could have continued without neon for 1.5% cb

 

[komal]

Why kiwi? Atleast you could have continued without neon for 1.5% cb

Naa , reward rate is low without neon

 

[aishwarya]

Opened: 10(hdfc Swiggy , hdfc UPI, Slice, axis amex, IDFC first earn (will close in 2026), ICICI sapphiro(mastercard, amex), indusind rupay platinum, legend, Yes rupay)
Closed: 2 (both of them opened in 2025)

 

[HumorSimpson]

Naa , reward rate is low without neon

without neon its 1.5%, currently it is the highest for offline via upi

 

[ENIAC]

Opened
1. Premier
2. Scapia
3. IDFC Wealth
4. HDFC Marriott
Closed
1. Amex Gold (waiting for new referral offers)
2. Kotak White
3. Bob Easy
4. ICICI Rubyx
5. Axis IOCL

In FOMO for
1. Eterna
2. EPM

 

[sunit123]

Why kiwi? Atleast you could have continued without neon for 1.5% cb

It is less than 1% because of multiple of 100 factor and lot of exclusions.....If i spend 180 Rs, still i will receive 1.5 Rs cashback which become 0.83%

For a month, i calculated total spend and cashback, the net reward ratio was 0.72% because of multiple of 100 and lot of exclusions.

I also closed Kiwi yesterday

 

[iamdhamo]

Closed
Axis ace
Indusind rupay platinum
Idfc select

Opened
SBI CB
HSBC live
Csb edge +
Idfc wealth

 

[n69b]

Opened:
ICICI Sapphiro
Roar bank
Uni Rupay
Axis Privilege

Closed:
Axis MyZone
ICICI MMT Platinum
Axis Kiwi
ICICI Coral
AU Instapay
Axis Rewards
Federal Wave

 

[AR80]

Opened:
Yes Bank Kiwi
Axis Super money
CSB+ Edge

Closed:
Amex Smart Earn
Axis Ace

 

[komal]

Opened:
Yes Bank Kiwi
Axis Super money
CSB+ Edge

Closed:
Amex Smart Earn
Axis Ace

Why smartearn ?

 

[pikashinchu]

Opened:
IndusInd Tiger
Yes Kiwi
PNB Platinum
Axis Privilege
Bob Tiara (Friend)
SBI Cashback (Friend)
ICICI EPM (Friend)

Closed:
HDFC Pixel
AU Rewards
OneCard

Wants:
A core Federal bank credit card (Rejected 4 times in last 2 years) 🤣🥲
IndusInd Eazydiner platinum

 

[komal]

Opened:
IndusInd Tiger
Yes Kiwi
PNB Platinum
Axis Privilege
Bob Tiara (Friend)
SBI Cashback (Friend)
ICICI EPM (Friend)

Closed:
HDFC Pixel
AU Rewards
OneCard

Wants:
A core Federal bank credit card (Rejected 4 times in last 2 years) 🤣🥲
IndusInd Eazydiner platinum

Girlfriend ka nahi dalna , sirf apna dalo

 

[HumorSimpson]

Now closed axis ace too.

 

[Dr.AMAN]

Now closed axis ace too.

Is this the end of your relationship with Axis?

 

[HumorSimpson]

Is this the end of your relationship with Axis?

Nope. My salary account is with them.