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RSDC #Cult vouchers are now linked to mobile number of registered users (Nov, 2025)

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That guy don't do homework before commenting. See here
https://technofino.in/community/thr...-552-crore-profits-in-fy25.42039/post-1050744

According to his own statement Maximum 10,000 Active RPDCs were there (that is a sureshot lie). Again without backing of any proof.

More information here... if anyone interested.

Don't believe him blindly. His information are often inaccurate.
GIF by JollyLLB3

and Jolly Bhai
 
@Abhishek012 , How one person can have 100 or 200 RSDCs.
All banks issue only one card per person except Canera which is 3.
Max one can have 15 to 20 cards it seems.
Can you let us know the tricks to have 100 to 200 RSDCs.

One more thing, all AMC is around 1200 rs.
You mentioned previously, 100 to 200, can you let us know which banks are issuing for this price?
Some people don’t just use their own family accounts, they open accounts for their entire village and exploit the system. And I’m not saying this randomly; some people themselves tell me they have 50 to 100 RuPay Select debit cards and it’s not just one person, there are many people. One person even told me he has 200. That’s why I say 100 to 200.

Then there are hidden tricks as well, which I don’t want to mention here but just understand that with those tricks, they take the exploitation to an extreme level.

@ri3hi
@hender

I am ok. All good. Shared that because people believe he has all rupay inside information. I believe that's not true.
The information I gave was about the RuPay Platinum debit card, not the RuPay Select debit card.

On RuPay Platinum, there was only a ₹100 monthly benefit, that too only on bill payments and the card fee was very high.

In the case of the RuPay Select debit card, the card fee is very low, in some cases extremely low, and the profit is very high (The ones who know the trick understand why I’m saying this). That’s why people are misusing it on an extreme level.

And the calculation you did was your own calculation. The same logic applies to you as well. 🤣🤣
 
Some people don’t just use their own family accounts, they open accounts for their entire village and exploit the system. And I’m not saying this randomly; some people themselves tell me they have 50 to 100 RuPay Select debit cards and it’s not just one person, there are many people. One person even told me he has 200. That’s why I say 100 to 200.

Then there are hidden tricks as well, which I don’t want to mention here but just understand that with those tricks, they take the exploitation to an extreme level.

@ri3hi
@hender


The information I gave was about the RuPay Platinum debit card, not the RuPay Select debit card.

On RuPay Platinum, there was only a ₹100 monthly benefit, that too only on bill payments and the card fee was very high.

In the case of the RuPay Select debit card, the card fee is very low, in some cases extremely low, and the profit is very high (The ones who know the trick understand why I’m saying this). That’s why people are misusing it on an extreme level.

And the calculation you did was your own calculation. The same logic applies to you as well. 🤣🤣
Farm Life Work GIF by Pudgy Penguins
 
Some people don’t just use their own family accounts, they open accounts for their entire village and exploit the system. And I’m not saying this randomly; some people themselves tell me they have 50 to 100 RuPay Select debit cards and it’s not just one person, there are many people. One person even told me he has 200. That’s why I say 100 to 200.

Then there are hidden tricks as well, which I don’t want to mention here but just understand that with those tricks, they take the exploitation to an extreme level.

@ri3hi
@hender


The information I gave was about the RuPay Platinum debit card, not the RuPay Select debit card.

On RuPay Platinum, there was only a ₹100 monthly benefit, that too only on bill payments and the card fee was very high.

In the case of the RuPay Select debit card, the card fee is very low, in some cases extremely low, and the profit is very high (The ones who know the trick understand why I’m saying this). That’s why people are misusing it on an extreme level.

And the calculation you did was your own calculation. The same logic applies to you as well. 🤣🤣

@Abhishek012 Read carefully... if necessary, twice, thrice, or more.

(Part A) Assuming his data is correct.

Current redemption data suggest that currently about 35k RSDCs are used for vouchers redemption.

Now if we extrapolate that by applying a logic as per him say 35 card per person then only 1000 people are having that card for uses.

If we further extrapolate based on his information of an average 100 cards per person then there are only 350 people in India abusing the system.

Further, I guess he doesn't know population size of an average village in India. And I am certain that he didn't care about learning how many Villages are there in India.

So according to him 350 - 1000 people 'knows some tricks and misusing it at extreme level' that even 20+ banks together didn't able to figure out... that gives him so much hiccups? Really? 😆😆😆😆
----------

Part B (as per actual redemption data received from Rupay Select Redemption portal)

Does he even know Serial number of RSDC redemption that started few years ago. Currently it is about 7.67Lakh. With adjustment of txn failure actual figure would be about 6.8L. (I am not even negating Rupay Select Credit card redemption number here.)

Now if we multiply that with say avg Rs. 500 benifit per redemption (average of gym, ott, spa, health, uber) cumulatively by all cardholders as on date (in last 3+ years) then total benefits taken by users comes out to be around 6,80,000*500 = 34 Crore.

For banks/ NPCI the overall cost for this would be about 3x. So about 100 Crore (in last 3 years). (Even lesser if we deduct issuance+ annual charges.)

@Abhishek012 You should be better prepared next time. Don't assume everyone here are stupid. Don't just say, validate what you say.
----

According to him "Rupay Platinum DC charges were very high and Rupay Select DC charges are very low" (see quoted post).
-This single statement enough to validate your @Abhishek012 level of knowledge.:clapping-hands:
 
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@Abhishek012 Read carefully... if necessary, twice, thrice, or more.

(Part A) Assuming his data is correct.

Current redemption data suggest that currently about 35k RSDCs are used for vouchers redemption.

Now if we extrapolate that by applying a logic as per him say 35 card per person then only 1000 people are having that card for uses.

If we further extrapolate based on his information of an average 100 cards per person then there are only 350 people in India abusing the system.

Further, I guess he doesn't know population size of an average village in India. And I am certain that he didn't care about learning how many Villages are there in India.

350 - 1000 people looting that gives you so much hiccups? Really? 😆😆😆😆
----------

Part B (as per actual redemption data received from Rupay Select Redemption portal)

Does he even know Serial number of RSDC redemption that started few years ago. Currently it is about 7.67Lakh. With adjustment of txn failure actual figure would be about 6.8L.

Now if we multiply that with say avg Rs. 500 benifit per redemption (average of gym, ott, spa, health, uber) cumulatively by all cardholders as on date (in last 3+ years) then total benefits taken by users comes out to be around 6,80,000*500 = 34 Crore.

For banks/ NPCI the overall cost for this would be about 3x. So about 100 Crore (in last 3 years). (Even lesser if we deduct issuance+ annual charges.)

@Abhishek012 You should be better prepared next time. Don't assume everyone here are stupid. Don't just say, validate what you say.
----

"Rupay Platinum DC charges were very high and Rupay Select DC charges are very low" (see quoted post).
-This single statement enough to validate your level of knowledge.:clapping-hands:
If I start sharing all the tricks publicly, how people get things for free card, multiple cards, virtual card and those email link tricks — then your whole serial number method etc explaination will get completely messed up.

Then you’ll start DMing me like this - I’m silent only because I don’t want to reveal those tricks to everyone. 😀😀

I’ll say one last thing — the offer is planned for the next 3 years, so just chill. Tumlog baith k yeh topic pe hulu lulu karo mai ja raha bye. 🤣🤣




(Private chat screenshots removed on request)
 
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If I start sharing all the tricks publicly, how people get things for free card, multiple cards, virtual card and those email link tricks — then your whole serial number method etc explaination will get completely messed up.

Then you’ll start DMing me like this - I’m silent only because I don’t want to reveal those tricks to everyone. 😀😀

I’ll say one last thing — the offer is planned for the next 3 years, so just chill. Tumlog baith k yeh topic pe hulu lulu karo mai ja raha bye. 🤣🤣

View attachment 114678
View attachment 114679
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View attachment 114681
Wikileaks
Edward Snowden Freedom GIF by ABCNT
🤔
 
If I start sharing all the tricks publicly, how people get things for free card, multiple cards, virtual card and those email link tricks — then your whole serial number method etc explaination will get completely messed up.

Then you’ll start DMing me like this - I’m silent only because I don’t want to reveal those tricks to everyone. 😀😀

I’ll say one last thing — the offer is planned for the next 3 years, so just chill. Tumlog baith k yeh topic pe hulu lulu karo mai ja raha bye. 🤣🤣

(Deleted remaining quoted DM post. That not supposed to be in public)

What can we expect from a person like you.

When you are out of answer this is what you can do.

You know what I said just one day back...
I said you have
Zero trustworthiness
Zero honesty
Zero civic sense
Zero understanding
Zero responsibility
Zero credibility
So on..
So on..
https://technofino.in/community/profile-posts/12314/

You proving all those were perfectly spot on by sharing Private DM conversation. When you have nothing to showcase in counter argument.

Guys these is the only DM conversation I had with him till date. Many knows the reason as well. Stup** like him won't understand.

I am a human, and I behave like a human. I accept everything that I do with full integrity. Inhuman like him won't understand.
 
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Some people don’t just use their own family accounts, they open accounts for their entire village and exploit the system. And I’m not saying this randomly; some people themselves tell me they have 50 to 100 RuPay Select debit cards and it’s not just one person, there are many people. One person even told me he has 200. That’s why I say 100 to 200.

Then there are hidden tricks as well, which I don’t want to mention here but just understand that with those tricks, they take the exploitation to an extreme level.

@ri3hi
@hender


The information I gave was about the RuPay Platinum debit card, not the RuPay Select debit card.

On RuPay Platinum, there was only a ₹100 monthly benefit, that too only on bill payments and the card fee was very high.

In the case of the RuPay Select debit card, the card fee is very low, in some cases extremely low, and the profit is very high (The ones who know the trick understand why I’m saying this). That’s why people are misusing it on an extreme level.

And the calculation you did was your own calculation. The same logic applies to you as well. 🤣🤣
Some people have 100 to 200 rsdc? Some means how many ? Hardly 10 20 people right. Just because of them everybody should suffer?

You are worried because of ur rupay or banks getting loss. FYI this is nothing for tnem, they earn thousands of crores.

All this is fine u did great whatsoever but do you have guts to question looting customers from banks side too? Same PSU banks charge sms charges which has to be basic necessity of a bank account. Estimated psu accs in india are 250crores, say 10rs sms charge, 2500 crores profit, how about this? Leaving about other looting charges for urself.

What about pmjjy etc.. schemes pushing by psus while opening accs? Many uneducated people opening accs without knowing this because of this branch scam and getting paid to the service they dont know. Do u have guts to question this scam?

First be on both sides and don't just question one side.

One day u act like u r the greatest hacker who finds hacks and spread to poor people so that they can earn few bucks and same you go to social media and question these hacks and tags banks and make them patch altogether. Why this much drama? Be on one side.
These 500 1000rs hack doesn't matter to ur beloved banks, there are loopholes through which heavy ccgeeks looting lakhs, question them, that would be ethical.

Dont simply throw stones on the small hacks through many people getting benefited. Students getting some pocket money, employees getting some cash for expenses etc..
Do good things brother 🙏

@fradela @2025
 
Some people have 100 to 200 rsdc? Some means how many ? Hardly 10 20 people right. Just because of them everybody should suffer?

You are worried because of ur rupay or banks getting loss. FYI this is nothing for tnem, they earn thousands of crores.

All this is fine u did great whatsoever but do you have guts to question looting customers from banks side too? Same PSU banks charge sms charges which has to be basic necessity of a bank account. Estimated psu accs in india are 250crores, say 10rs sms charge, 2500 crores profit, how about this? Leaving about other looting charges for urself.

What about pmjjy etc.. schemes pushing by psus while opening accs? Many uneducated people opening accs without knowing this because of this branch scam and getting paid to the service they dont know. Do u have guts to question this scam?

First be on both sides and don't just question one side.

One day u act like u r the greatest hacker who finds hacks and spread to poor people so that they can earn few bucks and same you go to social media and question these hacks and tags banks and make them patch altogether. Why this much drama? Be on one side.
These 500 1000rs hack doesn't matter to ur beloved banks, there are loopholes through which heavy ccgeeks looting lakhs, question them, that would be ethical.

Dont simply throw stones on the small hacks through many people getting benefited. Students getting some pocket money, employees getting some cash for expenses etc..
Do good things brother 🙏

@fradela @2025
Serious Donald Trump GIF by Bombay Softwares
😭😭
 
What can we expect from a person like you.

When you are out of answer this is what you can do.

You know what I said just one day back...
I said you have
Zero trustworthiness
Zero honesty
Zero civic sense
Zero understanding
Zero responsibility
Zero credibility
So on..
So on..
https://technofino.in/community/profile-posts/12314/

You proving all those were perfectly spot on by sharing Private DM conversation. When you have nothing to showcase in counter argument.

Guys these is the only DM conversation I had with him till date. Many knows the reason as well. Stup** like him won't understand.

I am a human, and I behave like a human. I accept everything that I do with full integrity. Inhuman like him won't understand.
Kudos to your patience in dealing with sh*t...

However, I had put all your above points in a nutshell , a long time ago in this post...

Post in thread '3.17% profit on SBI Cashback Credit Card to Bank (new app)' https://technofino.in/community/thr...credit-card-to-bank-new-app.30383/post-754194
 
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Sab baatein chodo, ye secret groups mein kaise jaaye. Jab tak tf par koi batata hai sab band ho jaata hai. Aur ye so called secret groups maze lete rehte hai. Pure forum par ek hi hai jo thoda bahut bata deta hai.
But end mein what is the result - No benefit and full devaluation

This year is totally f***ed up. Every month new devaluation.
 
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