Kotak White Reserve Upgrade Offer (FYF only)

[VinayakPattanashetty]

Hello Everyone,
I have received a Kotak White Reserve upgrade offer (valid until 26-Nov-2025), which includes 12,500 WhitePass points on the payment of joining fees (12500 Rs) for the first year only. I am considering upgrading, especially since the White Reserve is expected to be launched in the RuPay Ekaa variant soon, and I plan to switch once the Ekaa variant becomes available.

Apart from this, there are no particularly attractive benefits, except for unlimited lounge access for both primary and add-on cardholders and the Club Marriott membership.

I would appreciate your feedback on whether upgrading would be a good decision, considering the second-year renewal fee is ₹12,500.

 

[kvndsz512]

Hello Everyone,
I have received a Kotak White Reserve upgrade offer (valid until 26-Nov-2025), which includes 12,500 WhitePass points for the first year only. I am considering upgrading, especially since the White Reserve is expected to be launched in the RuPay Ekaa variant soon, and I plan to switch once the Ekaa variant becomes available.

Apart from this, there are no particularly attractive benefits, except for unlimited lounge access for both primary and add-on cardholders and the Club Marriott membership.

I would appreciate your feedback on whether upgrading would be a good decision, considering the second-year renewal fee is ₹12,500.

which card u have at present and what limit?

can u share ss of fyf offer?

btw if u have a high spending and can meet waiver condition then its worth it else next yr its a straight loss if they are not providing points next yr

 

[VinayakPattanashetty]

which card u have at present and what limit?

can u share ss of fyf offer?

btw if u have a high spending and can meet waiver condition then its worth it else next yr its a straight loss if they are not providing points next yr

I was referring to FYF in terms of 12500 whitepass points which i will receive once i pay the joining fees. Attached is the offer screenshot for better reference.

 

[kvndsz512]

I was referring to FYF in terms of 12500 whitepass points which i will receive once i pay the joining fees. Attached is the offer screenshot for better reference.

did u take the card?

im getting it as fyf no fees and all no point system like yours