Closing my oldest card.

[Iknowthisshitt]

I’ve picked up several cards in the last 3–4 months, and now I want to balance things out before going for an SBI card. I’m planning to close Kotak, Coral, and BoB One. What impact should I expect on my CIBIL?

765, 4 year history, 6.6L LPA

 

[komal]

I’ve picked up several cards in the last 3–4 months, and now I want to balance things out before going for an SBI card. I’m planning to close Kotak, Coral, and BoB One. What impact should I expect on my CIBIL?

765, 4 year history

Bank Name	Credit Limit	Date Opened (When I got it)
HDFC Bank swiggy (LTF)	₹1,00,000	03 November 2025
Axis Bank Airtel	₹1,01,000	28 October 2025
HDFC Bank Nue + (LTF)	₹1,00,000	22 October 2025
Yes Bank kiwi (LTF)	₹1,20,000	21 October 2025
ICICI Bank coral (LTF)	₹1,20,000	06 September 2025
ICICI Bank amazon pay (LTF)	₹1,20,000	15 July 2025
Kotak Bank (LTF)	₹46,000	30 December 2023
BOB Financial (LTF)	₹1,00,000	25 April 2022

Sabhi log dark theme use kare , tabhi dikhega .

 

[hender]

I’ve picked up several cards in the last 3–4 months, and now I want to balance things out before going for an SBI card. I’m planning to close Kotak, Coral, and BoB One. What impact should I expect on my CIBIL?

765, 4 year history

Bank Name	Credit Limit	Date Opened (When I got it)
HDFC Bank swiggy (LTF)	₹1,00,000	03 November 2025
Axis Bank Airtel	₹1,01,000	28 October 2025
HDFC Bank Nue + (LTF)	₹1,00,000	22 October 2025
Yes Bank kiwi (LTF)	₹1,20,000	21 October 2025
ICICI Bank coral (LTF)	₹1,20,000	06 September 2025
ICICI Bank amazon pay (LTF)	₹1,20,000	15 July 2025
Kotak Bank (LTF)	₹46,000	30 December 2023
BOB Financial (LTF)	₹1,00,000	25 April 2022

Table is blank - no Data !!!

 

[Iknowthisshitt]

Sabhi log dark theme use kare , tabhi dikhega .

sorry my bad

Table is blank - no Data !!!

updated

 

[kiwi195]

You could close Tata neu plus from HDFC and apply for tata neu infinity from sbi

 

[Iknowthisshitt]

You could close Tata neu plus from HDFC and apply for tata neu infinity from sbi

SBI not giving any card and i can upgrade plus ltf to infinity ltf after 6 months so not in options

 

[kiwi195]

SBI not giving any card and i can upgrade plus ltf to infinity ltf after 6 months so not in options

You also need a 1.5L limit for that

 

[Iknowthisshitt]

You also need a 1.5L limit for that

that's why after 6 months.. it's shared limit with swiggy card and i am using it well.. 50k is easy.. aiming for 2L tho if not SBI phone black then HDFC untimo